What is the statute of limitations on California credit card debt?

First of all, do not give any information to the collector, especially if it involves your financial situation. Secondly, do not believe anything...

Is there special language that needs to be used when sending an intent to lien letter or demand letter?

Yes. You should meet with your association's attorney. You must review the CC&Rs, as well as the By Laws of the association and all relevant...

Can a creditor garnish my disability wage??

If the threat is to garnish wages, and you have no wages, the creditor is going to waste time and money for nothing. Your vehicle has a $2,750...

What requirements does a creditor have to tell the truth on a collections matter to the 3 credit reporting agencies?

The federal Fair Credit Reporting Act has some complicated reporting requirements. You have a right to sue the "furnisher" of credit information...

Wage garnishment after 25 percent already taken?

Child support and spousal support (alimony) have higher amounts, and they have priority. 25% applies only to civil judgments. The creditor can...

What do postdated entries of service and default mean in regards to my (defendant) judgement case?

These are future hearing dates which are time limits for the plaintiff to serve you and to file the paperwork necessary to have your default...

Can an out of state collection agency post a judgment (from 2010) on my credit? If yes can I get it removed? (because it is old)

More specifics are needed in order to give you detailed advise. First, was the original judgment renewed in the state where is was entered? ...

Request for dismissal

Perhaps nothing. Who is being dismissed? You? Or "Doe" defendants? Someone else? Were you served with a lawsuit? Did you file papers with the...

It appears that the collector violated the Fair Debt Collection Practices Act by 1) contacting a third party for more than "location information",...

How does one file a lien on personal property (car) in California for unpaid storage fees?

There are companies which conduct lien sales. One of the largest is Ritter Lien Sales. They charge a fee, do the paperwork and conduct the auction.