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How will a reposession vehicle get their money when there is two owners? One who is on soctal security, the other is a state emp
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Answered on January 14, 2017
If the vehicle is repossessed and if there is a deficiency, and if the creditor sues and obtains a judgment, the creditor can collect from either. ...
Archived
What is her next step in paying the creditor or what are her options?
Richard's answer
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Answered on January 14, 2017
If your mother does not have non-exempt assets or nonexempt income, there is nothing for the creditor to levy upon. Non-exempt assets are listed...
How can one prove financial hardship in a debt collection case? Is it possible?
Richard's answer
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Answered on January 13, 2017
The creditor can get a civil judgment for the amount that you actually owe. This may be different (less) than the amount it claims. However, a...
Archived
Re wage garnishment is there a statute of limitation if Atty put wrong creditors name on court filings ?
Richard's answer
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Answered on January 12, 2017
It is hard to give you my best answer without seeing the documents to which you refer.
A creditor that has a judgement against me is refusing to accept a payment plan.
Richard's answer
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Answered on January 12, 2017
The creditor is not legally required to give you a payment plan. What you can do is, when your wages are garnished or your bank account levied...
What is the time limitation to file motion for an order to set aside default judgment
Richard's answer
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Answered on January 12, 2017
He is allowed to file the motion. The question is whether the c ourt will grant the motion at a hearing. One relevant issue is whether he had...
Archived
Am I responsible for certain credit card payments?
Richard's answer
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Answered on January 11, 2017
You need to make a policed report. Get a copy Then, send the police report to the credit card companies and ask them to reconsider.
Your...
Do I still have to "answer" to a summons if I am making payments on an old credit card debt?
Richard's answer
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Answered on January 07, 2017
Unless you have a written agreement, signed by the attorney for the plaintiff (not a non-lawyer collector or something from a "debt settlement"...
I was served a wage garnishment for a judgement I was never made aware of in 2009. I was never served or mailed any notices.
Richard's answer
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Answered on January 07, 2017
The 2 year year limit for a motion based upon your neglect may not be applicable in your case. If you were not served, and if you did not have...
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Archived
Can I file an appeal to a judgment i received?
Richard's answer
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Answered on January 01, 2017
You need to file a motion in the trial court. There are some technical requirements and a very short time deadline, so you should consult a lawyer...
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