Archived
Will creditors get a chance to respond to my case or are they just notified and nothing else from them?
Richard's answer
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Answered on April 05, 2016
Almost never does any creditor do anything because their debts are discharged. They get a notice when you file and a notice of the discharge to...
Archived
Will all our cars be protected under LA law during bankruptcy?
Richard's answer
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Answered on April 05, 2016
YOu will see an LA AVVO attorney answer on exemptions in LA . But it wont matter IF you have NOT lived there 2 years before filing so that issues...
Does the "Automatic Stay" stop the clock for Statute of Limitation for only the debt's filed inside the Chapter 13 Bankruptcy?
Richard's answer
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Answered on April 05, 2016
First, ALL debts must be listed in any bankruptcy. Period. There are no exceptions ever. That does not mean anything other than you have those...
Archived
Should I file chapter 7 bankruptcy and start fresh?
Richard's answer
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Answered on April 05, 2016
Frankly, all you care about long range is can you discharge all debts and keep all assets you have equity in. But other factors and issues and...
Archived
Should I pay the approximately $1,000 to IRS even though it was the trustees error?
Richard's answer
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Answered on April 04, 2016
You first need to find out the PRIORITY portion of the IRS taxes that must be paid and how much has been.
If your right and they in fact made...
Archived
Am I a good candidate for chapter 7 bankruptcy? How long is the process, what are the drawbacks, and what are my options?
Richard's answer
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Answered on April 04, 2016
Ch 7 sounds like a great option for you assuming your assets are all protected in light of your lack of income and substantial debt. But asking...
Archived
Can I join a better job immediately after a chapter 7 creditors meeting?
Richard's answer
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Answered on April 04, 2016
First, absent any reasons your attorney states otherwise, file NOW ASAP.
Second, the MT only has to do with the 6 months before the month you...
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Archived
What are my options?
Richard's answer
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Answered on April 04, 2016
A huge difference exists between federal and private loans. If federal, call 1 800 433-3243 and ask about your options but if too many months in...
Archived
How would it look to the judge, if we took out our 401k before we filed? Would we be able to keep our car if we filed chap 7?
Richard's answer
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Answered on April 04, 2016
First, a judge does not review almost any facts in a given case, the trustee does.
Second, the worst thing to do is cash out a retirement...
Archived
What is order directing compliance with rules/rule 1009?
Richard's answer
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Answered on April 04, 2016
Rule 1009 provides in part as follows: (a) General Right To Amend. A voluntary petition, list, schedule, or statement may be amended by the debtor...
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