Can I file bankruptcy? If so, which one, 7 or 13?

You can file a ch 7 and discharge the debts that are dischargeable. Types that are not are set forth in 11 USC 523. Student loans will Not be...

Do i have to pay the full price with ch.7 or fair market value

YOu can let it go and drive for free until they repossess it. You can redeem it; you can reaffirm it which I rarely do and most attorneys don't as...

Can i include this car in the bankruptcy?

You must include any debt in any bankruptcy. Simple as that. Second, I almost never do a formal reaffirmation which creates NEW liability post...

I filed for Chapter 7 bankruptcy in Cook County in September of 2015. My case was discharged in December of 2015. I just receive

First, you call court or ask your attorney to take 15 seconds to go on ECF and see if the case is closed. If NOT closed, it is still open....

Any advice wil be appreciated

Where you live in the prior 2 years before filing bankruptcy governs the exemptions you can use in bankruptcy so no one knows for sure until those...

So will it be held? anyway to get refund since my income has decrease so I need it to help make ends meet?

What amount your tax refund is contributed is governed by your ch 13 plan. For now on, you can always increase the allowances on your payroll so...

Do I have a defense of the debt collection agency being unethical?

So many facts are missing no one can answer the question frankly. And what if you show up tomorrow and file an answer? We don't know what you...

Can someone help me with advice please

You don't report ANYTHING to the trustee. You file schedules that are accurate and truthful . In the Statement of Financial Affairs #5 you list...

Question about bankruptcy

Your debt will be discharged when you receive the discharge. But if you keep paying the lease payment, they wont proceed probably in repossessing....

Yes they are. but you asking that question means you have NOT met with an experienced bankruptcy attorney and you need to . Many other issues and...