Questions answered by Richard D. Granvold

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Chapter 13 Discharge

Richard's answer | Answered on April 06, 2016

First, make sure you did take the 2nd class and it is filed with the court. Second, you have to sign a DSO statement and if not yet done call...

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Is it ok to try and settle with debtors/claimants during a Chapter 13 plan? Will ch13 be a huge leverage point?

Richard's answer | Answered on April 06, 2016

The HUGE problems with "leaving a plan" which I take to mean dismissing your case are: (1) money to pay to do so for legal fees; (2) then it...

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If he goes bankrupt what happens to my judgement and lien?

Richard's answer | Answered on April 06, 2016

We don't know all the facts especially how long he has lived in NY (over 2 years ?) and value of the property. But one thing is for sure: If you...

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Need to see if a judgement is collectible

Richard's answer | Answered on April 06, 2016

All you can do is to (1) bring that person into court to find out what assets they own before the time period of your judgment expires; (2)...

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Any ideas or thoughts?

Richard's answer | Answered on April 06, 2016

Unfortunately, that is a hard situation to try and pay when you don't have anyone to communicate with. I have a case like that now also for a...

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Will my student loan debt "count" toward consumer debt? If not, how can I be sure and what cases or laws will help me?

Richard's answer | Answered on April 05, 2016

I actually thought the question at first was easy ..and then read the answers and then read the new forms effective a couple days ago. I believe if...

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Need to know how I should defend myself on court trial because I can't get an extension.

Richard's answer | Answered on April 05, 2016

You really need to discuss with an experienced bankruptcy attorney who knows all facts and all assets and debts ; many other issues and facts can...

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How do I get my chaper 13 voluntarily dismissed?

Richard's answer | Answered on April 05, 2016

I just want to only ADD to the other answers already provided that if in fact you have past due income taxes it is crucial you seek bankruptcy tax...

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Are contract terms that state a particular debt is not dischargeable enforceable or is such a particular term void?

Richard's answer | Answered on April 05, 2016

The other partys' attorney was correct! Simple as that. 11 USC 523 Governs what debts are not dischargeable if filing a ch 7 and other provisions...

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If a bankruptcy is filed, does it nullify the past due CA state Corporation taxes ?

Richard's answer | Answered on April 05, 2016

First, you MUST Not mix up individuals and corporations. They are 2 separate entities. Even if the individual guaranteed any corporate debts you...

Richard D. Granvold's Answers (8589)

Chapter 13 Discharge

Is it ok to try and settle with debtors/claimants during a Chapter 13 plan? Will ch13 be a huge leverage point?

If he goes bankrupt what happens to my judgement and lien?

Need to see if a judgement is collectible

Any ideas or thoughts?

Will my student loan debt "count" toward consumer debt? If not, how can I be sure and what cases or laws will help me?

Need to know how I should defend myself on court trial because I can't get an extension.

How do I get my chaper 13 voluntarily dismissed?

Are contract terms that state a particular debt is not dischargeable enforceable or is such a particular term void?

If a bankruptcy is filed, does it nullify the past due CA state Corporation taxes ?