CA resident, found out a judgment against me entered in NY. What do I do?

You can ask and pay to obtain a copy of the court record. Then review it to see how they say they served process upon you. Then you can consult...

However, will the credit score go down if we pay off the debt?

Credit reports should reflect facts first of all. So it would only show the balance owed. Second, any written off portion you may owe taxes on...

Can I refile a corrected lien??

Lien laws are governed by STATE law in effect on the asset being liened and thus if in NY consult with an experienced Lien Attorney which you have...

Noone can say for sure. But credit reports are supposed to reflect facts. Thus, if balance is closed it should state zero then and that account...

How much of my wages can they garnish?

25% after mandatory deductions but also you get to keep the first amount of so much money earned also and increases slowly over time, which your...

Wages garnishment only against me, while the judgment was entered against me and my ex-husband. Is that discrimination?

First, a creditor can go after anyone liable on the contract. Second, your rights against another person liable under the contract would be...

What should i expect from this?

The entire issue is whether any document you signed is an enforceable contract or conditional also upon the ability of something else to occur:...

How many times can a Defendant file bankruptcy to delay a Foreclosure?

Several factors govern that issue including how long the debtor filed between filings, what actions the creditor took during the first case, and...

Filing bankruptcy without a lawyer

Because you should NOT be paying any of the dischargeable debts save that money , have a garage sale, etc. Borrow from someone. Anything to obtain...

Yes IF it is not fully exempted. However, the trustee could sell the rights to the non exempt portion to another person including the other owners...