Raymond Ragues

When I became overwhelmed with debts, I thought of the way-out. I decided to file for bankruptcy. I called a few Attorneys whose names I found on the net. Some didnt answer, some didnt call me back until days later. I found Raymond name and number online. I called him. He started on my case immediat...ely. He used technology to collect and sign my papers thus eliminating delays. The fee was and payment plan were convenient.The way he talked to me was with passion.He appeared with me at the court. He was transparent and professional. If you need legal representation, I recommend Raymond to you. He was that good Thank you Ray. My financial has become better due toyour help. Albert A. RN. May 2017

My husband and I reviewed lawyers over the web. We decided on Ray because of the balance of clients he works with. We knew from that that he would work hard. And he did. From the moment we hired him within one week our bankruptcy was filed. A chapter 7 due to the horrible handling of a major ban...k's mortgage fiasco in another state. Ray worked with our attorney in that state and filed the bankruptcy before the sheriff's sale of our home. We were scared and didn't know what would happen. Everything Ray said to us was complete and true. He walked us through the entire process. We hadn't even met him. The day of our bankruptcy hearing we met Ray for the first time. He was on time, professional and comforting. We walked out of there basically debt free on a chapter 7. Our discharge came 60 days later. He and the court gave us a fresh start. We would recommend him and have to our family and friends.

My first, my last Bankruptcy : I had no clue of what to do but contact a lawyer via the famed Google search engine. I explained my situation to Raymond Ragues, ESQ. over the phone . I told him that The only thing I had going for me was my one bedroom apartment in Greenwich village and my job workin...g for an upscale family on the upper Eastside. I was totally afraid of my wages being garnished .This attorney was professional and upfront. He told me everything about bankruptcy in a way I could understand it. i felt very comfortable moving forward with the decision to file a petition. His retainer was very reasonable for the work that was done by his office. He accompanied me during the 341 hearing and the discharge papers arrived just as he said they would and without flaw. Every creditor listed on the petition was satisfied . Words can't explain the weight that was lifted off of me and my family. Im truly grateful to Raymond Ragues, ESQ. and feel i was well represented with this matter.