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Ray A. Lord

4.9
Rating: 9.0

Licensed for 26 years

Bankruptcy and debt Lawyer Practice Areas: Bankruptcy & Debt, Speeding & Traffic Ticket, Business ... +2 more
This attorney is currently not accepting new clients.
Reason: Not Practicing
This lawyer was disciplined by a state licensing authority in 2022
See Details

About Ray

Biography

Practice Areas

5

Practice Areas

Bankruptcy and Debt 35%

Experienced Debt Settlement and Asset Protection Attorney Serving Lexington, Richland and Surrounding Counties in South Carolina. Practice areas include: Bankruptcy, Debt Settlement, Non-Bankruptcy Asset Protection.

27 years | 4,000 cases

35%
Speeding and Traffic Ticket 35%

I have 30+ years of experience dealing with traffic tickets both as a lawyer since 1999, prosecutor, and police officer going back to 1987. I am usually able to get the charges against my clients reduced if not dismissed.

27 years | 18,000 cases

35%
Business 10%

If you are starting or expanding a business, we can help you protect your assets and prevent tax and liability problems with appropriate business planning and entity formation.

27 years | 2,000 cases

10%
Divorce and Separation 10%

I primarily handle uncontested divorces quick and easy when there are no contested issues.

27 years | 1,000 cases

10%
Estate Planning 10%

We can help you develop and document an estate plan that will help you map out the future of your estate in a way that will help your spouse and your children and grandchildren, and make sure your wishes are honored. We also advise and represent clients on risk management planning methods that enable them to protect their assets from lawsuits, including those involving medical problems, accidents, divorce, malpractice or business disputes.

27 years | 2,000 cases

10%

Fees and Rates

We have not found any cost information for this lawyer


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Licenses

Licensed in Georgia for 25 years

State: Georgia

Acquired: 2001

Active Member in Good Standing

Licensed in South Carolina for 26 years

State: South Carolina

Acquired: 1999

Interim Suspension

Lawyer disciplined by state licensing authority in 2022

Location

No contact information is available for this lawyer

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The Avvo Rating explained

Ray A. Lord's Reviews

Avvo Review Score

4.9 /5.0

230 Client Reviews

Showing 16 - 20 of 48 reviews | Communication Style

Posted by Redouane R | March 30, 2016 | Hired Attorney | Speeding & Traffic Ticket

Great lawyer if you get a speeding ticket

Mr. Ray is a great Lawyer. I was caught going 62 in a 35 MPH zone on 472 Savannah HWY/Wesley Dr S 17. I was trying to get the highway to go to Tampa FL and I accidentally entered the city without paying attention to speed limit . I got caught by a police vehicle with a speed radar. . The ticket wa...s $445 and i was going to receive 6 points on my license. I was terrified that my insurance was going to raise and I had to drive back to Charleston SC for the court, so I did some researching online. I found great reviews on many lawyers but I was drawn to Mr. Ray. I contacted him and he was very professional and told me what was going to happen. He told me his price (which was very very reasonable), i agreed to it and signed a contract with him. The plan was NOT to show up on my court date and he would take care of everything on my behalf. Three days later, Mr. Ray contacted me and informed me that he was able to meet and talk to the officer who issued me the ticket and decided to reduce penalty of $ 445 to $ 81 and no point would be taken on my license. During that process Mr. Ray kept me updated on the case. He sent text as well as called. He always responded when i sent him texts even during late hours. I am glad that I hired him and anyone is looking for a lawyer, I most certainly recommend Mr. Ray to handle their cases.

Ray Lord

Replied last March 30, 2016

Thank you for your kind comments.

Posted by Deb | February 16, 2016 | Hired Attorney | Speeding & Traffic Ticket

Desired results attained

Mr. Lord was easy to work with, took time to explain the possible ramifications of this citation and what I could expect from his representation of me in court. He was successful to greatly reduce the charge and fine.

Ray Lord

Replied last February 16, 2016

Thank you for your kind comments.

Posted by anonymous | February 16, 2016 | Hired Attorney | Speeding & Traffic Ticket

Awesome representation!!

I had a ticket in branchville for 19 over (49/30). The cop caught be right when about 50 feet away from the 45 mph sign (perfect speed trap i assume). I was nervous coz the cop mentioned that I can have my license suspended if SC sends the information over to NC as a 15 over seed limit in NC is a lic...ence suspension. THIS WAS NOT THE CASE for me as the law states that the min speed limit should be 55 mph for it to be applicable. Nevertheless looking inot avvo I saw that Ray had excellent reviews and he was the first one to respond (at 10 pm at night the same day) and I was impressed with his promptness and competency. I hired him right away. My interaction with him was via email which was great as I was out of state and he was always responsive to all of my questions however stupid they would be. That's an awesome trait in my book. The ticket was re-written from Speeding (49/30) to a to a non-moving violation (“No Registration in Possession”) which has no points which was less the the actual fine. Cannot ask anything more than that. My driving record is still clean and I am really happy with the outcome. Thanks Ray!! you rock!!

Ray Lord

Replied last February 16, 2016

Thank you for your kind comments.

Posted by Dustin | January 21, 2016 | Hired Attorney | Speeding & Traffic Ticket

Excellent and effective legal representation

I am a resident of New Jersey and received a speeding ticket in South Carolina for going 81/60 and contacted Ray Lord the day after Thanksgiving. He immediately responded to my phone call and provided expert advice. Ray knew exactly what he was talking about and was confident, knowledgeable, and real...istic in assessing my speeding ticket. He answered all my questions and followed up with an extensive summary of the fines and penalties associated with my speeding ticket. Since I am a New Jersey resident, I would have had to either appear in court or accept the ticket. Ray was able to represent me in court and had the ticket reduced to a penalty that was significantly cheaper and yielded no points. His expertise in the matter and timely, professional responses made me confident in hiring him as an attorney.

Ray Lord

Replied last January 21, 2016

Thank you for your kind comments

Posted by David | November 18, 2015 | Criminal Defense

Never Again

Mr. Lord works very closely with the Columbia area police departments, and knows many people in this system personally. After asking numerous times to retreive a patrol car surveillance video due to over zealous police officers throwing me to the asphault in handcuffs, he denied the video being of an...y help and ignored my requests. He in fact told me it was best to apologize to the officers even though I was not violent towards them in any way and did very little in reducing my violation and fine. What a waste of time and money. I honestly believe he was working with the officers, (his recent co-workers) the whole time.

See All Client Reviews

Ray A. Lord's Lawyer Endorsements

Endorse Ray
David W. Melnyk headshot
David Melnyk

Speeding and traffic ticket lawyer | Sep 26

Relationship: Fellow lawyer in community

"I have known Ray since 2003. His incredible attention to detail and zealous advocacy for his clients are benchmarks for other attorneys such as myself to try to achieve. He is very reachable for his clients and is able to communicate complicated legal issues to his clients in a clear and concise manner. If I needed an attorney to represent me- I'd call Ray."

John Sinclaire III headshot
John Sinclaire

Criminal defense lawyer | Dec 17

Relationship: Co-worker

"I worked with Ray when he was a prosecutor. He has a keen analytical mind, and I know he is dedicated to obtaining the best possible result for his clients."

John R. Cantrell Jr. headshot
John Cantrell

Bankruptcy and debt lawyer | Dec 04

Relationship: Worked together on matter

"Ray is a well known bankruptcy lawyer that has been practicing for many years in SC. He has a good reputation for doing excellent work, and would be a good choice to handle a bankruptcy case."

Daniel A. Stone headshot
Daniel Stone

Bankruptcy and debt lawyer | Oct 15

Relationship: Fellow lawyer in community

"I endorse this lawyer. Ray is a good person and a very good lawyer"

Tazewell Taylor Shepard IV headshot
Tazewell Shepard

Bankruptcy and debt lawyer | Dec 10

Relationship: Other

"This is a very good bankruptcy attorney and is highly respected by peers in this community. I am happy to endorse this attorney!"

Julio M. Gomez headshot
Julio Gomez

Speeding and traffic ticket lawyer | Nov 15

Relationship: Worked together on matter

"I endorse this lawyer. Mr. Lord is very professional has excellent communication skills and delivers results. I am very satisfied with his work."

Janne Berry Osborne headshot
Janne Osborne

Bankruptcy and debt lawyer | Oct 19

Relationship: Fellow lawyer in community

"I endorse this lawyer. Very conscientious, meticulous attorney. Wide-ranging areas of knowledge."

Lloyd Wayne Patterson headshot
Lloyd Patterson

Speeding and traffic ticket lawyer | Jun 09

Relationship: Worked together on matter

"Ray is highly recommended for DUI and other traffic violations."

View All Endorsements
David W. Melnyk headshot
David Melnyk

Criminal defense lawyer

Jonathan L. B. Davis headshot
Jonathan Davis

Bankruptcy and debt lawyer

Lauren Marie Clark headshot
Lauren Clark

Bankruptcy and debt lawyer

John Sinclaire III headshot
John Sinclaire

Criminal defense lawyer

Lloyd Wayne Patterson headshot
Lloyd Patterson

Divorce and separation lawyer

Daniel A. Stone headshot
Daniel Stone

Unknown lawyer

John R. Cantrell Jr. headshot
John Cantrell

Bankruptcy and debt lawyer

Janne Berry Osborne headshot
Janne Osborne

Bankruptcy and debt lawyer

Russell A. DeMott headshot
Russell DeMott

Bankruptcy and debt lawyer

Eric S Reed headshot
Eric Reed

Bankruptcy and debt lawyer

Dennis R. Toney Jr. headshot
Dennis Toney

Bankruptcy and debt lawyer

Experience

Rating:  9.0 (Superb)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2022.

Interim Suspension issued in SC, 2022

updated on 07/03/2025

Interim suspension means an attorney lost his or her license to practice during a disciplinary investigation. The suspension typically expires when the investigation is resolved.

Ray’s comment:

“I retired and resigned from the SC Bar Association due to health reasons.”

Public Reprimand issued in SC, 2017

updated on 12/12/2017

Public reprimand means an attorney did something wrong but may still practice law. The State gives the lawyer a public reprimand in hopes that he or she will not repeat the behavior. Details of the infraction are made part of the public record.

Honors

2018

Peer Review Rated, Martindale-Hubbell

2010

Mentor Program Participant to First-Year Attorneys, SC Supreme Court

2004

Deacon, Chapin Baptist Church

2001

Certificate of Appreciation, Charleston County Drug Court Program

1999

Top Graduate - Criminal Justice Academy, JP STROM AWARD

1998

Honor Roll and Dean's List Honor Roll and Dean's List, Mercer University Law School

1996

Faculty Academic Scholarship, Mercer University Law School

1996

Raymond Burr Award- highest grade in Criminal Law, Raymond Burr Award

1987

State Constable Commission, State of South Carolina

Work Experience

2001 - Present

Owner / Attorney at Law, Lord Law Firm, LLC

1998 - Present

Adjunct Professor, Limestone College

2014 - 2014

Clerk, Georgia Legal Services

2000 - 2001

Assistant Solicitor (Prosecutor), Solicitor's Office, Ninth Judicial Circuit, Charleston SC

Associations

2005 - Present

American Bar Association

Member

2003 - Present

SC Bankruptcy Association

Member

1988 - Present

SC Law Enforcement Officers' Association

Member

1997 - 1998

Mercer University Law School

Mercer Law Review

1997 - 1997

Mercer Association of Prosecutors

Founding Member and Director

1987 - 1988

University of South Carolina Criminal Justice Association

Administrative Director

Sample of Legal Cases

Major v Penn Community Serices, Inc.

denied

See More Legal Cases

Education

1998

Mercer University - Walter F. George School of Law

JD - Juris Doctor

1989

SC Criminal Justice Academy

Certified law enforcement officer

1988

University of South Carolina

BS - Bachelor of Science

1988

University of SC

BS Criminal Justice

Speaking Engagements

2019

SC Coroner's Association Monthly Meeting

DNA Evidence Collection

2011

Sc Bankruptcy Court Paralegal Training

SC Bankruptcy Paralegal Training

Publications

1998

Mercer Law Review The Independent Counsel Statute

Languages

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline
    This lawyer was disciplined by a state licensing authority in 2022
    Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution