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Ray A. Lord

4.9
Rating: 9.0

Licensed for 26 years

Bankruptcy and debt Lawyer Practice Areas: Bankruptcy & Debt, Speeding & Traffic Ticket, Business ... +2 more
This attorney is currently not accepting new clients.
Reason: Not Practicing
This lawyer was disciplined by a state licensing authority in 2022
See Details

About Ray

Biography

Practice Areas

5

Practice Areas

Bankruptcy and Debt 35%

Experienced Debt Settlement and Asset Protection Attorney Serving Lexington, Richland and Surrounding Counties in South Carolina. Practice areas include: Bankruptcy, Debt Settlement, Non-Bankruptcy Asset Protection.

27 years | 4,000 cases

35%
Speeding and Traffic Ticket 35%

I have 30+ years of experience dealing with traffic tickets both as a lawyer since 1999, prosecutor, and police officer going back to 1987. I am usually able to get the charges against my clients reduced if not dismissed.

27 years | 18,000 cases

35%
Business 10%

If you are starting or expanding a business, we can help you protect your assets and prevent tax and liability problems with appropriate business planning and entity formation.

27 years | 2,000 cases

10%
Divorce and Separation 10%

I primarily handle uncontested divorces quick and easy when there are no contested issues.

27 years | 1,000 cases

10%
Estate Planning 10%

We can help you develop and document an estate plan that will help you map out the future of your estate in a way that will help your spouse and your children and grandchildren, and make sure your wishes are honored. We also advise and represent clients on risk management planning methods that enable them to protect their assets from lawsuits, including those involving medical problems, accidents, divorce, malpractice or business disputes.

27 years | 2,000 cases

10%

Fees and Rates

We have not found any cost information for this lawyer


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Licenses

Licensed in Georgia for 25 years

State: Georgia

Acquired: 2001

Active Member in Good Standing

Licensed in South Carolina for 26 years

State: South Carolina

Acquired: 1999

Interim Suspension

Lawyer disciplined by state licensing authority in 2022

Location

No contact information is available for this lawyer

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Ray A. Lord's Reviews

Avvo Review Score

4.9 /5.0

230 Client Reviews

Showing 1 - 5 of 20 reviews | Character & Conduct

Posted by Andrew | February 10, 2017 | Hired Attorney | Speeding & Traffic Ticket

Speeding ticket

I am from North Carolina and received a speeding ticket over 80 in South Carolina. I was worried my license would be suspended so I hired Mr. Lord to help me out. Mr. Lord was able to get my speeding ticket reduced to a non-moving violation. My insurance will not increase and no points will be added... to my license. He was extremely dedicated to my case and the whole process was easy, professional, and painless. I recommend Mr. Lord to any driver in the southeast!

Ray Lord

Replied last February 10, 2017

Thank you for your kind comments. REQUIRED DISCLOSURE: ANY RESULTS OBTAINED ON BEHALF OF A CLIENT IN ONE MATTER DOES NOT NECESSARILY INDICATE SIMILAR RESULTS CAN BE OBTAINED FOR OTHER CLIENT.

Posted by Jeanne | October 27, 2016 | Hired Attorney

Awesome understanding of the laws

Attorney Lord is an excellent attorney with a specific knowledge of law. I honestly hope I will not have to use him again, if you do need a good, honest attorney contact him.

Ray Lord

Replied last October 27, 2016

Thank you for your kind comments. REQUIRED DISCLOSURE: ANY RESULTS OBTAINED ON BEHALF OF A CLIENT IN ONE MATTER DOES NOT NECESSARILY INDICATE SIMILAR RESULTS CAN BE OBTAINED FOR OTHER CLIENTS.

Posted by Faisal | May 12, 2016 | Hired Attorney | Speeding & Traffic Ticket

Don't hire him.

I got a speeding ticket in South Carolina . Hired him for that matter. After court hearing he told me that i didn't get any points. But that was a lie he just paid my fine and I got points on my license. Tried to contact him but he never answerd. Very disappointed .

Ray Lord

Replied last May 03, 2016

Thank you for your comments. All representation is provided pursuant to a written contract and all ethical rules. Should you have any questions don't hesitate to contact my office. All calls and emails received are responded to within 24 hours.

Posted by anonymous | February 16, 2016 | Hired Attorney | Speeding & Traffic Ticket

Awesome representation!!

I had a ticket in branchville for 19 over (49/30). The cop caught be right when about 50 feet away from the 45 mph sign (perfect speed trap i assume). I was nervous coz the cop mentioned that I can have my license suspended if SC sends the information over to NC as a 15 over seed limit in NC is a lic...ence suspension. THIS WAS NOT THE CASE for me as the law states that the min speed limit should be 55 mph for it to be applicable. Nevertheless looking inot avvo I saw that Ray had excellent reviews and he was the first one to respond (at 10 pm at night the same day) and I was impressed with his promptness and competency. I hired him right away. My interaction with him was via email which was great as I was out of state and he was always responsive to all of my questions however stupid they would be. That's an awesome trait in my book. The ticket was re-written from Speeding (49/30) to a to a non-moving violation (“No Registration in Possession”) which has no points which was less the the actual fine. Cannot ask anything more than that. My driving record is still clean and I am really happy with the outcome. Thanks Ray!! you rock!!

Ray Lord

Replied last February 16, 2016

Thank you for your kind comments.

Posted by Dustin | January 21, 2016 | Hired Attorney | Speeding & Traffic Ticket

Excellent and effective legal representation

I am a resident of New Jersey and received a speeding ticket in South Carolina for going 81/60 and contacted Ray Lord the day after Thanksgiving. He immediately responded to my phone call and provided expert advice. Ray knew exactly what he was talking about and was confident, knowledgeable, and real...istic in assessing my speeding ticket. He answered all my questions and followed up with an extensive summary of the fines and penalties associated with my speeding ticket. Since I am a New Jersey resident, I would have had to either appear in court or accept the ticket. Ray was able to represent me in court and had the ticket reduced to a penalty that was significantly cheaper and yielded no points. His expertise in the matter and timely, professional responses made me confident in hiring him as an attorney.

Ray Lord

Replied last January 21, 2016

Thank you for your kind comments

See All Client Reviews

Ray A. Lord's Lawyer Endorsements

Endorse Ray
David W. Melnyk headshot
David Melnyk

Speeding and traffic ticket lawyer | Sep 26

Relationship: Fellow lawyer in community

"I have known Ray since 2003. His incredible attention to detail and zealous advocacy for his clients are benchmarks for other attorneys such as myself to try to achieve. He is very reachable for his clients and is able to communicate complicated legal issues to his clients in a clear and concise manner. If I needed an attorney to represent me- I'd call Ray."

John Sinclaire III headshot
John Sinclaire

Criminal defense lawyer | Dec 17

Relationship: Co-worker

"I worked with Ray when he was a prosecutor. He has a keen analytical mind, and I know he is dedicated to obtaining the best possible result for his clients."

John R. Cantrell Jr. headshot
John Cantrell

Bankruptcy and debt lawyer | Dec 04

Relationship: Worked together on matter

"Ray is a well known bankruptcy lawyer that has been practicing for many years in SC. He has a good reputation for doing excellent work, and would be a good choice to handle a bankruptcy case."

Daniel A. Stone headshot
Daniel Stone

Bankruptcy and debt lawyer | Oct 15

Relationship: Fellow lawyer in community

"I endorse this lawyer. Ray is a good person and a very good lawyer"

Tazewell Taylor Shepard IV headshot
Tazewell Shepard

Bankruptcy and debt lawyer | Dec 10

Relationship: Other

"This is a very good bankruptcy attorney and is highly respected by peers in this community. I am happy to endorse this attorney!"

Julio M. Gomez headshot
Julio Gomez

Speeding and traffic ticket lawyer | Nov 15

Relationship: Worked together on matter

"I endorse this lawyer. Mr. Lord is very professional has excellent communication skills and delivers results. I am very satisfied with his work."

Janne Berry Osborne headshot
Janne Osborne

Bankruptcy and debt lawyer | Oct 19

Relationship: Fellow lawyer in community

"I endorse this lawyer. Very conscientious, meticulous attorney. Wide-ranging areas of knowledge."

Lloyd Wayne Patterson headshot
Lloyd Patterson

Speeding and traffic ticket lawyer | Jun 09

Relationship: Worked together on matter

"Ray is highly recommended for DUI and other traffic violations."

View All Endorsements
David W. Melnyk headshot
David Melnyk

Criminal defense lawyer

Jonathan L. B. Davis headshot
Jonathan Davis

Bankruptcy and debt lawyer

Lauren Marie Clark headshot
Lauren Clark

Bankruptcy and debt lawyer

John Sinclaire III headshot
John Sinclaire

Criminal defense lawyer

Lloyd Wayne Patterson headshot
Lloyd Patterson

Divorce and separation lawyer

Daniel A. Stone headshot
Daniel Stone

Unknown lawyer

John R. Cantrell Jr. headshot
John Cantrell

Bankruptcy and debt lawyer

Janne Berry Osborne headshot
Janne Osborne

Bankruptcy and debt lawyer

Russell A. DeMott headshot
Russell DeMott

Bankruptcy and debt lawyer

Eric S Reed headshot
Eric Reed

Bankruptcy and debt lawyer

Dennis R. Toney Jr. headshot
Dennis Toney

Bankruptcy and debt lawyer

Experience

Rating:  9.0 (Superb)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2022.

Interim Suspension issued in SC, 2022

updated on 07/03/2025

Interim suspension means an attorney lost his or her license to practice during a disciplinary investigation. The suspension typically expires when the investigation is resolved.

Ray’s comment:

“I retired and resigned from the SC Bar Association due to health reasons.”

Public Reprimand issued in SC, 2017

updated on 12/12/2017

Public reprimand means an attorney did something wrong but may still practice law. The State gives the lawyer a public reprimand in hopes that he or she will not repeat the behavior. Details of the infraction are made part of the public record.

Honors

2018

Peer Review Rated, Martindale-Hubbell

2010

Mentor Program Participant to First-Year Attorneys, SC Supreme Court

2004

Deacon, Chapin Baptist Church

2001

Certificate of Appreciation, Charleston County Drug Court Program

1999

Top Graduate - Criminal Justice Academy, JP STROM AWARD

1998

Honor Roll and Dean's List Honor Roll and Dean's List, Mercer University Law School

1996

Faculty Academic Scholarship, Mercer University Law School

1996

Raymond Burr Award- highest grade in Criminal Law, Raymond Burr Award

1987

State Constable Commission, State of South Carolina

Work Experience

2001 - Present

Owner / Attorney at Law, Lord Law Firm, LLC

1998 - Present

Adjunct Professor, Limestone College

2014 - 2014

Clerk, Georgia Legal Services

2000 - 2001

Assistant Solicitor (Prosecutor), Solicitor's Office, Ninth Judicial Circuit, Charleston SC

Associations

2005 - Present

American Bar Association

Member

2003 - Present

SC Bankruptcy Association

Member

1988 - Present

SC Law Enforcement Officers' Association

Member

1997 - 1998

Mercer University Law School

Mercer Law Review

1997 - 1997

Mercer Association of Prosecutors

Founding Member and Director

1987 - 1988

University of South Carolina Criminal Justice Association

Administrative Director

Sample of Legal Cases

Major v Penn Community Serices, Inc.

denied

See More Legal Cases

Education

1998

Mercer University - Walter F. George School of Law

JD - Juris Doctor

1989

SC Criminal Justice Academy

Certified law enforcement officer

1988

University of South Carolina

BS - Bachelor of Science

1988

University of SC

BS Criminal Justice

Speaking Engagements

2019

SC Coroner's Association Monthly Meeting

DNA Evidence Collection

2011

Sc Bankruptcy Court Paralegal Training

SC Bankruptcy Paralegal Training

Publications

1998

Mercer Law Review The Independent Counsel Statute

Languages

English

Activity

Avvo Rating

Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not.

What determines Avvo Rating?
  • Experience & background Years licensed, work experience, education
  • Legal community recognition Peer endorsements, associations, awards
  • Legal thought leadership Publications, speaking engagements
  • Discipline
    This lawyer was disciplined by a state licensing authority in 2022
    Disciplinary information may not be comprehensive, or updated. We recommend that you always check a lawyer's disciplinary status with their respective state bar association before hiring them.
Avvo Rating Levels
10.0 - 9.0 Superb8.9 - 8.0 Excellent7.9 - 7.0 Very Good6.9 - 6.0 Good5.9 - 5.0 Average4.9 - 4.0 Concern3.9 - 3.0 Caution2.9 - 2.0 Strong Caution1.9 - 1.0 Extreme Caution