Who sent the original letter? Was it a collection agency? A law firm? If it was a law firm, was it a NJ law firm? Who is the educational...

Could questions about another creditor be deemed inadmissible/ outside scope of discovery in interrogatories served to me?

See my response to your post, "Does a Debt Buyer have the right to ask about an account with a different bank on their interrogatories? If so, how...

Does a Debt Buyer have the right to ask about an account with a different bank on their interrogatories? If so, how do I answer?

Here's the analysis as to appropriate discovery requests: Per NJ Court Rules (see link), discovery covers any non-privileged matter which is...

What would be acceptable proof of valid debt once I sent out debt validation letter to collection agency?

Either as its first communication or within 5 days after the first communication, the collection agency must notify you of your right to dispute...

I had a judgment vacated w/prejudice July 2011. With in the past 3 weeks, I've received 2 letters from the same collector/firm

Assuming this concerns a consumer debt, the information you have provided sounds like it could very likely be an FDCPA violation. You should...

COURT DATE FOR CREDIT CARD DEBT? WRONG PERSONAL INFORMATION

Mistakes happen all the time. You CANNOT rely on the the bank or collection agency having complete records. Therefore, it is essential that you...

When does sallie mae stop going after the co-signer.

I know two lawyers who regularly handle student loan matters. I suggest you contact one of them.

Can debt collectors harass us?

My practice is limited to enforcing consumer rights under the Fair Debt Collection Practices Act and defending consumers in debt collection cases....

Will the state notify me if a lien has been placed against my property?

To answer your specific question, no, the state of New Jersey does not notify you of a lien being placed against your property. But, I don't think...

Can creditors take my money out of joint account by doing a levy on account?

Check out the court decisions from the links below which address your situation. If you can prove the funds are yours, you should be ok.