Do I need an attorney?

I have to disagree with some of the other responders. An Information Subpoena is a court-approved form used to collect information about your...

Account was just levied for 10,000 but not frozen. I was never served in NJ. This levy applied yesterday..

The first issue is whether the funds are yours. If the account is joint and the deposited funds belong to the other owner, then that person needs...

I defaulted on a credit card from Bank of America in 1998. I am now receiving bills from a company that bought debt.

If you defaulted in 1998 and you have not made any payments since you defaulted, then the statute of limitations has expired. As a result, they may...

While I realize you may not want to provide a lot of details, it is tough to give you a meaningful response with what you've provided. So let me...

Can an arrest warranted be issued for me regarding a civil judgment involving a debt, in Essex county, NJ?

Yes. You cannot be arrested for being unable to pay a judgment. But, a judgment arms the judgment creditor with certain rights and powers which, if...

The statute of limitations in NJ on credit cards is 6 years. BUT, the statute of limitations on Chase accounts may be 3 years. I believe that all...

I ISSUED A BAD CHECK AND NOW I AM BEING SUED FOR 4X OF THE ORIGINAL CHECK. PLAINTIFF DOES NOT WANT TO SETTLE WHAT CAN I DO...

First, unless the case is in the Small Claims Division, it is extremely important that you file a written answer to the complaint before the time...

I am on SSD, no assets. How do I keep the Credit card company. From attacking my bank account?

First, if your only income is SSD and you have no assets, the credit card company cannot take anything from you. Second, the credit card company...

If you have a medical bill that has passed the statue of limitation can it still be reported on you credit report?

Yes. The reason is that the statute of limitations and the removal of stale information on your credit report come from different places. The...

Debt Buyer Sends Falsely Leading Statements on Requests for Admissions

A request for admission is deemed admitted unless, within 30 days after receiving them, you send either (1) a denial or (2) you give some...