Are we required to acknowledge this mortgage at closing, and satisfy the debt, with proceeds, from the sale of the property?

Mr. Thiessen's answer is correct, but there are many strategic options he did not go into. What you need from the bank is a release of lien. That...

Can I do a debt management program even though I was sued for a credit card.

There is nothing that the the collection law firm be forced to accept. Bankruptcy is the only way you get to dictate terms to them. For the most...

What are my options as a painting contractor to collect funds from a non paying client of over 10k?

Conciliation court has jurisdiction over cases involving up to $15,000.00. You could sue in conciliation court without a lawyer. If you are...

Does a debt buyer have to make an effort at collecting the debt before initiating a lawsuit?

No. Their business model is primarily to obtain default judgments and collect on the judgments. It is possible that a lawyer can save yo more...

Can he sue me for money I do not owe him. He is owed 100. Not the 700 he sates he is owed

If your step son bought the truck, why would the seller sue you? If you did not make a guaranty or co-sign for the Truck, you are not responsible...

Can I take them to small claims court and seek a wage garnishment on them?

Here is Minnesota's Conciliation Court Jurisdiction Statute: https://www.revisor.mn.gov/statutes/?id=491A.01 Subdivision 7b deals with people who...

You should call a lawyer who practices consumer law. You cannot give enough information in this forum for anyone to really give you an answer. ...

Minnesota Law provides that a Judgment may be renewed for an additional ten years by serving the Judgment Debtor with a summons and complaint...

What should I do next to stop the garnishment, and get the funds they have garnished back?

I have not researched this issue, but if the child is a minor and a dependent I think you have at least a good faith argument that you have...

The original promissory note may contain a "Choice of Law" provision which states that the law of some other state applies to disputes under the...