I have a judgement against me which may start garnishing wages. Can I file bankruptcy to stop this?

Bankruptcy will stop the garnishment in the short-term, and most likely stop it permanently. The only way a judgment will survive the bankruptcy...

Do I have a right to file a mechanics lien if I am not a contractor or licensed service?

No, you didn't do the work, you can't file a mechanics lien. Take pictures of the house before you leave. Sue the Landlord for the money you...

Question about collection agency/ins comp.

The Fair Debt Collection Practices Act requires that the collection agency provide "verification" of the debt if you send a written request for it...

I have a judgement in conciliation court and need to garnish wages. What happens if he refuses the notice to garnish wages

There is no provision in Minnesota law to garnish wages or anything else in order to execute a conciliation court judgment. You have to docket the...

While it is true that your social security benefits are exempt from garnishment, it does sometimes happen that a bank will freeze social security...

The Non-Earnings Garnishment Summons is a one-time order for the garnishee (usually a bank) to take all of the money belonging to you which it has...

How do I get a public record (on a case where the law firm never followed up) removed from my credit report?

The Public Records section of the Credit Report is slightly different from the Bad Debts section. If you have a judgment against you, and it is...

If a credit card company sends your account to an law firm to file a suit against you, but they are filing it in the state that

Mr. Hankins' answer about the Fair Debt Collection Practices Act is mostly correct, but only if the credit card was a consumer credit credit card...

Letter from debt collector (law firm)

On July 1, 2014 the law in Minnesota changed. In Minnesota a lawsuit is commenced by service of of a Summons and Complaint, rather than the filing...

The collection attorney is not required to be psychic. They have no way of knowing whether you receive assistance unless you tell them. As Mr....