What to do next? Debt collector

There are different statutes of limitations. If this is overdraft or other fees associated with an account, or a credit card account, then...

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Can I sell my car to my child before bankruptcy for fair market value?

You are correct that transferring assets to family members does raise red flags. If you get paid the fair market value for the vehicle, you and...

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The Exemption Statute in Minnesota makes 75% of your disposable income exempt automatically. In addition, 100% of your wages are exempt if you...

Can I file a lien on their business/property?

Not easily. Liens are created by various contract type relationships. The chances that you got any lien rights in a consumer purchase are slim. ...

Can he garnish my wages? Can I get in trouble?

In Minnesota, the first 75% of your wages is exempt, and if you make less than the equivalent of the federal minimum wage - $270/week - your wages...

Will this debt hurt my husband in anyway will my debt be his?

Minnesota has a spousal liability statute which provides that a spouse is only responsible for debts incurred while married and living in the same...

Can I still file bankruptcy if I have a judgement against me already. They have a hold on my bank accounts and Im on state aid,

Yes, if you are otherwise eligible for relief under the Bankruptcy code, collection efforts will not stop you from filing. Indeed, many people are...

This same scammer was the subject of a similar question on this forum last week. I am certain this company is a scam. Unfortunately, the worst...

If this person is calling about a debt, can they really use that term instead of "This is a communication from a debt collector?

I am 100% certain it is a scam. I have heard recorded calls clients brought in to me, and this one i familiar. unfortunately these scams that are...

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Is that legal in Minnesota? Is there no statue of limitation?

The Rule that allows you to challenge a default judgment is Minnesota Rule of Civil Procedure 60.02. I have cut and pasted the Rule below. ...