The 2009 law only protects you if you took your first mortgage and the HELOC out at the same time and the same lender or an affiliate made both...

In Oregon does the lender have to provide 20 days notice if thay are going to postpone a Trustee Sale, and what if they do not

You're misreading the statute. The lender and/or foreclosure trustee can postpone the sale up to 180 days from the original sale date simply by...

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In Oregon, does a junior lienholder need to pursue foreclosure before filing a breach of contract suit?

If your home is underwater, your second lien holder isn't going to foreclose because it would get nothing from the foreclosure. When you sign a...

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I am married and I am 30,000 in debt .I amin a debt program,but my husband has perfect credit will not file bankrupcy.

First of all, you should file a complaint with the Oregon AG's office. The link is below. Unfortunately, debt relief agencies are often scams....

My son and his girlfriend bought a house in portland oregon 6 months ago. They are both on the mortgage.

They can't force each other out without court intervention. in general, each co-owner of the property has the right to full possession of the...

Can a second lienholder file a deficiency judgement after the first forecloses when both loans are with the same bank?

Only one mortgagee (lender) can foreclose -- if a second mortgage holder forecloses anyone who buys the property takes it subject to the first....

Can a second lienholder file a deficiency judgement after the first forecloses when both loans are with the same bank?

Unfortunately, no. There is no deficiency judgment on a first mortgage in Oregon. There is also an exception that prevents a second mortgage from...

Can i file for amount owed to a collection agency

It's not entirely clear what you're asking. If by "file" you mean file for bankruptcy, then yes, a bankruptcy might get rid of the debt you owe the...

What is the norm on deficiency judgments in oregon

If it was a non-judicial foreclosure (and almost all residential foreclosures are non-judicial), then you can't be sued for any deficiency on the...

Jugdment lein on real property in oregon

In Oregon, a judgment against you automatically becomes a lien on any property that you own in the county of the court that issued the judgment....