Are homeowners currently in judicial foreclosure eligible for mediation under SB 558?

If the foreclosure was filed before SB 558 went into effect on August 4, 2013, then there's no requirement for the bank to participate in...

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Oregon Divorce - Ex Wife failure to pay Credit card debt

As far as the credit card companies are concerned, you are responsible for the debt -- they are not interested in any side agreement you had with...

Is it true that you have an amount of time after a forclosure, which you can still pay off your entire loan keeping the property

Yes, if it was a judicial foreclosure, you have the right to "redeem" the property within 180 days after the sale. There are laws that govern the...

Ex discharged the mortgage but still on deed, living in the house but not paying.

You seem to have a couple of questions here, both bankruptcy related and real estate related. The short answer to your question is that mortgage is...

I co-signed a car loan with my ex husband two years ago.

As a co-signer, you're jointly and severally liable for the debt -- this means that if your ex doesn't pay, the car loan company can come after you...

You should consult with an attorney. The Oregon Lawyer Referral Service will give you the name of an attorney who will provide you with a half hour...

3rd party collector trying to collect on a cc debt from 13 years ago. It was opened without my knowledge. What are my options?

At least the third party debt collector was complying with debt collection law and admitted that it had no legal right to sue you. Depending on the...

Can a credit company require you to garnish an employee's wages without a court order?

County taxes can be collected without obtaining a court order as long as a tax warrant has been issued. If the attorney is the authorized...

That's a very fact-specific question. If you are truly "collection proof," meaning that you don't have anything that a creditor could take from...

I agree with the other responders that you should be concerned about your liability if you just walk away. Of course, your personal liability on...