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Michael David Bruckman

also known as Michael Bruckman, Mike Bruckman

3.2
Rating: 8.6

Licensed for 31 years

Bankruptcy and debt Lawyer Practice Areas: Bankruptcy & Debt, Foreclosure, Debt Settlement, Trusts

About Michael

Practice Areas

4

Practice Areas

Fees and Rates

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Licenses

Licensed in New York for 30 years

State: New York

Acquired: 1996

Currently Registered

No misconduct found

Licensed in Florida for 30 years

State: Florida

Acquired: 1996

Inactive

No misconduct found

Licensed in New Jersey for 31 years

State: New Jersey

Acquired: 1995

Resigned Without Prejudice

No misconduct found

Location

No contact information is available for this lawyer

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Michael David Bruckman's Reviews

Avvo Review Score

3.2 /5.0

9 Client Reviews

Filter Avvo Reviews (9) Refine reviews to match your needs. Use the filters to quickly surface reviews that align with your case or priorities.

Showing 1 - 3 of 3 reviews | Chapter 7 Bankruptcy

Posted by anonymous | August 09, 2016 | Hired Attorney | Chapter 7 Bankruptcy

Disappointed,discusted

I went to Mr.Bruckman for information. He told me chapter 7 was the way to go for me. I retained him and at that point I was informed to stop paying my debtors. Before this time I was never late nor did I ever miss a payment. After 3-6 months of getting information gathered for chapter 7 I was told I... do not qualify. My credit is now ruined. Thank you Mr. Bruckman.

Michael Bruckman

Replied last August 09, 2016

I believe I may know who this client is. I'll be happy to summarize what happened. My initial consultation with the client involved a good review of her financial situation. At that time (late March) she indicated her gross income for the past six months had been under the median level of income for the state of Florida. Her information to me at that time was that she grossed "about $1500 every two weeks" from County employment, and that the other income coming into the household had "just started" and that the amounts were "much less" than the main job. At that time, I made the recommendation for chapter 7. I always tell my clients before I advise them that my advice is based on the facts in front of me. The client came back in April to pay an initial retainer, and I gave her the paperwork to fill out at that time, with a list of documentation to bring to us. She brought back the remaining balance with the required backup documentation in May. I reviewed that documentation at a third meeting, also in May , where I did notice the amounts of the deposits from the second job were slightly larger than I was led to believe, and was over a slightly longer time period. The "means test" (the test that determines eligibility to file) indicated the case was now an "above-median case" rather than below, as the initial interview showed. I then proceeded to enter all of the information it takes to analyze an "above the median" debtor. Just because my clients exceed the median level of income for the state does not mean chapter 7 is unavailable to them, it just means that more work is needed to get them the relief they deserve. Unfortunately, I did not create the test, Congress did in 2005, without very much participation of anyone in the bankruptcy system (debtor or creditor, actually), and the test is not "intuitive" - meaning that I cannot just look at numbers and tell right away the case is a problem - I actually have to enter the numbers into my software. Once i saw that her income from both jobs took her above the median, I made two recommendations. One, the easiest, was to start tithing. Congress allowed for people in this situation to actually "find religion" and start making charitable contributions, regardless of their current debt situation. It then acts as a deduction on the means test and allows them to qualify to file. I find this particular part of the statute ridiculous, but I will use whatever tools Congress decided to give me. Currently, in this jurisdiction it is IRRELEVANT that these contributions started 2 or 3 months before filing - because the statute mentions nothing about it. However, I generally recommend my clients make one more contribution after filing to show the belief in the cause was "validly held" (even though, that is not a requirement, either), and I stated the client should do at least 4 months worth of tithes, for a total of about $1700-$2000 . Might the client be able to "get away with" three months of contributions - yes - but I err on the side of caution. I also recommend my clients consider the purchase of a vehicle ( if they can afford one) because it also adds a deduction under the means test. You cannot just "buy a vehicle to qualify for bankruptcy" of course. There must be a specific, non-bankruptcy reason that must be documented before you undertake the purchase to avoid any problems with the case. As I recall, as usual for clients in this position, the preferential course of action is tithing or charitable contributions. The client seemed frustrated at the length of time and further cost it would take to get bankruptcy relief, and left. Charitable contributions of approximately 5-10% of the monthly income for 4-5 months (possibly less) would result in chapter 7 relief. The client elected not to do so. I do not believe I provided inadequate service - I still believe ch.7 is possible and the best course of action for the case.

Posted by anonymous | August 05, 2016 | Chapter 7 Bankruptcy

Extreme lack of communication

I was originally told I did not "qualify" for Chap 7 , so he filed Chap 13, during which time I made payments to a trustee. Almost a year later, he informed me that NOW I qualified for Chap 7, even though none of my circumstances had changed. When I asked him about the money I had paid the trustee, h...e said it would come back to him. Oh, well..... A year after my final discharge, I found, after applying for a car loan, that a judgment entered before my discharge had never been removed , or shown as satisfied,in court records. I made an appt with him and when he checked the judgment, he realized he had not followed thru and said he would do so at his own expense. That was almost 4 years ago...I have called since and was told my file was on his desk. It must have been there as something amusing because it still has not been resolved as far as I know. How professional is THAT?

Michael Bruckman

Replied last June 05, 2015

I believe this is the same negative review from Diane on which I have already commented below.

Posted by Diane | June 05, 2015 | Chapter 7 Bankruptcy

Do not use this lawyer.

When my case first started, he told me I did not qualify for Ch. 7, I would have to do a Ch. 13. So for a year, I made payments to trustee. All of a sudden, I WAS qualified for a Ch. 7, with no changes in my situation whatsoever. When he was asked where that money was to go, he replied, "Back to me."... Not only that, once my debts were discharged (more than a YEAR after the case was filed), he did not have a judgment that had been filed by one of the creditors removed from official records.Almost 5 years later, it is still affecting my ability to get a loan. His office told me 6 months ago that he was working on it that day. TODAY? Still there, no action, no response. What a waste of money.

Michael Bruckman

Replied last June 05, 2015

I believe I know who this particular client is. I represented her over five years ago, and, obviously, I would have a different interpretation of the facts. I am most upset that she never came to talk to me face-to-face, or even informed me she would be posting a review like this, without having given me chance to at least explain why things in her case transpired for her the way they did. I would rather point to the thousands of people to whom I have provided excellent service before the age of on-line reviews. If I did not think it was unethical to solicit them, I guess I would have a few more of them.

See All Client Reviews

Michael David Bruckman's Lawyer Endorsements

Endorse Michael
Sergio Cabanas headshot
Sergio Cabanas

Unknown lawyer | Apr 19

Relationship: Fellow lawyer in community

"I endorse this lawyer. Mr. Bruckman has the highest ethical standards and is tenacious and fearless. He will provide excellent representation for his clients."

Mark Joseph Fraser headshot
Mark Fraser

Bankruptcy and debt lawyer | Sep 21

Relationship: Worked together on matter

"I have known Mr. Bruckman for over 10 years and think that he is the most knowledgeable and hardest working bankruptcy attorney in the area."

Gregory Thomas Buckley headshot
Gregory Buckley

Bankruptcy and debt lawyer | Oct 02

Relationship: Fellow lawyer in community

"I endorse this lawyer's work."

View All Endorsements
Mark Joseph Fraser headshot
Mark Fraser

Litigation lawyer

Experience

Rating:  8.6 (Excellent)

Honors

2007

service award, Temple Shir Shalom

1993

student scholarship award, Court Review Magazine

Work Experience

1999 - Present

Managing Partner, Michael D. Bruckman, PA

1998 - 1999

Partner, Frier, Frier, & Bruckman, PA

1996 - 1998

Associate, Bond & Botes, PA

1994 - 1996

Judicial Law Clerk, Northern District of Florida Bankruptcy Court

Associations

2007 - 2008

Federal Bar Association (Gainesville chapter)

Board Member

2005 - 2007

Temple Shir Shalom

Board Member

2004 - 2005

Northern District of Florida Bankruptcy Bar Association

President

2003 - 2008

Northern District of Florida Bankruptcy Bar Association

Board Member

Sample of Legal Cases

BBVA Compass v. Chatman

Settlement - terms cannot be disclosed

See More Legal Cases

Education

1994

St. John's University School of Law

JD - Juris Doctor

1991

Binghamton University

BA - Bachelor of Arts

Speaking Engagements

2015

Money Smart Week: Alachua County Library Your Credit and How to Repair it

2007

North. Dist. of Fla. Bankruptcy Bar Assoc. Seminar

Case Law Update - Bankruptcy

1998

North. Dist. of Fla. Bankruptcy Bar Assoc. Seminar

Panel Discussion on Chapter 13 Bankruptcy

1997

1997 North. Dist. of Fla. Bankruptcy Bar Assoc. Seminar

Panel Discussion on Chapter 13 Bankruptcy

Publications

1998

The Gainesville Sun The Stigma Attached To Bankruptcy is Alive and Well

1994

American Bankruptcy Institute Law Review Note: The Thickening Fog of "Substantial Abuse": Can 707(a) Help Clear the Air?

1993

Court Review The Bottom of the Ninth, or is it Bottomless? Reconceiving the Ninth Amendment for a Modern World

Languages

English

Activity

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