I am being sued by a debt collector who will not provide me with any proof they own the debt.

My colleagues are absolutely correct, you need to hire a consumer law attorney to review your case for potential FDCPA violations, as well as to...

I would only add to be mindful in case he converts his bankruptcy to a Chapter 13, in which case 523(a)(15) doesn't protect you.

How to collect small claim judgment?

You can file pleadings to garnish bank accounts or execute on their personal property. Garnishment and execution are technically complex, so you...

What can I do to make a bank back off after a discharged bankruptcy? They were in that bankruptcy claim.

As my colleagues stated, unless you reaffirmed the second mortgage (and it sounds like you didn't) then you are not personally liable for the 2nd,...

What is considered a debt validation? Should I have received a judgment from the orig. creditor? Can they garnish my SSI & SS?

Unfortunately, the law requires very minimal verification of debt, so what you received would suffice. While normally exempt from garnishment,...

How do I eliminate a debt of $43,000.00 from a foreclosure deficiency? the bank that has the owed debt , has not come after me

Foreclosure laws vary widely across states, and assuming the foreclosure took place in MA, I highly recommend you meet with a local debt settlement...

My husband died 2 years ago. My name is on mortgage and deed but not on the note. Can no longer make payments what happens now?

I agree with my colleges that you are not personally liable for the Note, but the bank can foreclose on its collateral.

Banks just want to verify your income and expenses. Providing bank statements has been a requirement on all of the modifications I have done. I...

My check is being garnished. i can not afford to live with the amount that is being taking out my check.

You have a few options. First, make sure you filled out the exemptions to garnishment correctly, and that the garnishment itself is in the proper...

How many years

Where I practice in Washington State, a judgment lasts for 10 years and can be renewed. Quick research about Texas law says the same thing, and...