I plan to file Chapter 7 in CA. Is my car exempt?

Filing a pro se bankruptcy is tricky business, as your question demonstrates. I highly recommend that you consult with an experienced bankruptcy...

If I file for Chapter 7 and then am sued by a Debt Collector/s must I respond?

Ms. Nutt's advice is spot on - make sure the original creditor and collection agency are listed on Schedule F, and file a Notice of Stay in the...

Can we be sued for entire amount of legal bill if we are making monthly payments?

Unfortunately, the attorney would be able to sue you for the entire amount owing. If there is a written agreement that states the attorney won't...

What do I need to do to collect delinquent HOA dues from a homeowner who filed bankruptcy but the past dues are post-bankruptcy.

Post-petition HOA dues are not dischargeable, even if the debtor wants to surrender the property. Post-petition debt collection is not stayed...

We are currently in a Chapter 13. Are we allowed to take a 401K loan to cover unexpected medical bills?

You would need to get court permission to incur secured debt during the course of your Chapter 13, but my colleague is correct that many debtors do...

Do I need a lawyer for closed business debts?

This answer assumes the business was incorporated, meaning that it wasn't being operated as a sole proprietorship. So long as you did not sign...

I am divorced as of 2013. He has a credit card in his name he owes 17,000 . If he stops payments, am I responsible for it ???

Mr. Dilbeck is spot on. I would only add that if you live in a separate property state (and your state is not showing next to the post) then you...

How do I file an answer when being sued and want to make arrangements before going to court over debt?

Contact Valley Empire to make payment arrangements, but you also need to file a notice of appearance or an answer to the lawsuit to prevent Avista...

Filed bankruptcy and need to amend because my last name is missing an e on the end on my SS card.

You'll want to amend the actual petition to add the other spelling as an a/k/a.

Washington law provides the former homeowner 20 days after the foreclosure sale to move out. I believe you have numerous causes of action against...