Questions answered by Jeremy S. Davidson

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How long should you expect it to take to achieve a loan modification through Making Home Affordable.

Jeremy's answer | Answered on July 15, 2014

Unfortunately, it sounds like you may have landed in a modification mill. I would highly recommend you meet with a local foreclosure attorney who...

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Do I need an attorney to do a "deed in lieu".

Jeremy's answer | Answered on July 15, 2014

I agree with Mr. Rorex. While you don't need an attorney to do a Deed in Lieu with the bank, if you do not have one you'll be at the mercy of the...

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Bought a car for sister. She pays notes every month. Trying to buy a house and do not want 2 count the car as my debt. What 2 d?

Jeremy's answer | Answered on July 15, 2014

The Note and title to the car are in your name, so it is your debt on paper. That said, get a declaration from your sister explaining the...

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I am a solo medical practitioner trying to survive but the bills are piling up.

Jeremy's answer | Answered on July 15, 2014

You have a complicated situation, and there are too many unknowns to give you good advice. I would recommend you consult with an experienced...

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Tenant rights during a foreclosure

Jeremy's answer | Answered on July 15, 2014

I agree with my colleagues, and would mention that under Federal law the purchaser at the foreclosure must honor your lease unless it is a person...

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Filed BK home is Jeopardy what can I do

Jeremy's answer | Answered on July 15, 2014

In Arizona, the homestead exemption is $150,000. http://www.nolo.com/legal-encyclopedia/arizona-bankruptcy-homestead-exemption.html. After sale...

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How do I get my mortgage reported to the credit bureaus after a bankruptcy discharge?

Jeremy's answer | Answered on July 15, 2014

You may be able to reopen the bankruptcy case and reaffirm the debt; however, most courts will not permit this. See...

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Can my wages, or checking account be garnished now that I'm filing a bankruptcy, and have retained a lawyer?

Jeremy's answer | Answered on July 15, 2014

My colleagues are spot on. You can only be garnished if the creditor has obtained a judgment, which can only happen if you are sued and fail to...

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I need to know what to put on blank line when filling out bankruptcy document.

Jeremy's answer | Answered on July 15, 2014

I agree with Mr. McFarlin that proceeding without counsel can be a risky proposition. There are many pitfalls in the bankruptcy code for the...

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I was in a car accident and didnt have insurance, i got a notice in the mail in which the amount i owe is impossible for me to

Jeremy's answer | Answered on July 15, 2014

I agree that you should contact a local, experienced bankruptcy attorney to discuss your options, as bankruptcy may or may not be a viable solution...

Jeremy S. Davidson's Answers (313)

How long should you expect it to take to achieve a loan modification through Making Home Affordable.

Do I need an attorney to do a "deed in lieu".

Bought a car for sister. She pays notes every month. Trying to buy a house and do not want 2 count the car as my debt. What 2 d?

I am a solo medical practitioner trying to survive but the bills are piling up.

Tenant rights during a foreclosure

Filed BK home is Jeopardy what can I do

How do I get my mortgage reported to the credit bureaus after a bankruptcy discharge?

Can my wages, or checking account be garnished now that I'm filing a bankruptcy, and have retained a lawyer?

I need to know what to put on blank line when filling out bankruptcy document.

I was in a car accident and didnt have insurance, i got a notice in the mail in which the amount i owe is impossible for me to