.What entity can bring a mortgage foreclosure proceeding against a homeowner?

The requirements for standing vary greatly from state to state, but generally the beneficiary of the Note and Deed of Trust/Mortgage must have the...

Bankruptcy before Divorce

The intersection of divorce and bankruptcy can be a complex. For example, certain divorce-related debts are dischargeable in a Chapter 13, but not...

My mortgage has been sold. Can the new company charge me higher fees than agreed upon in my original contract with BOA?

As Mr. Elie stated, the new servicer is bound by the terms of the Note and Deed of Trust/Mortgage. The new servicer may not unilaterally change...

Should I keep paying homeowners ins. after bankrupt

As noted by my colleagues, if you fail to pay for homeowner's insurance, the bank will force place insurance on your home, but it only protects...

Hello I am in default on 4 credit cards 2 of which since 2011. One card I have a balance now of almost 12k is suing me.

I agree with my colleagues that you should meet with an experienced bankruptcy attorney to determine if that is a viable course of action for you. ...

I was served a writ of garnishment today at work but 3 days ago the debt was removed from my credit. what do i do?

I agree with my colleagues, and would add that an experienced debt settlement or consumer law attorney should be able to verify that status of...

Can bankruptcy help me get my suspended drivers license back

A Chapter 13 plan that provides for the repayment of the fines and tickets will enable you to get your license back. Where I practice, you would...

SOL on two private student loans expires in 1 month. Collection Company attempting to validate debt. Should I get an attorney?

The amount of money at issue is significant, and spending a fraction of that to have your case reviewed by an attorney is well worth it. Best of...

Mr. Granvold provided an excellent analysis in terms of net winnings, and the reporting duties that arise under Chapter 13. I agree with him...

From the initial appt with an atty, until debts are discharged

The answer to your question largely depends on how quickly you can get all the required information to the attorney after the initial meeting, and...