Archived
What type of attorney do i need?
James's answer
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Answered on September 14, 2013
Debt Settlement and or Bankruptcy. The 1,800 is attorneys fees and costs.
Archived
Can't get answer from dbt collector after sending them a letter offering a setllement to a civil suit.
James's answer
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Answered on September 14, 2013
They are not required to settle. I'm assuming since you are making settlement offers that you do owe the money---so they have a strong case. If...
Archived
Is there a way to cancel wage garnishment of 20% a month if you have children and are having difficulty paying for food/bills?
James's answer
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Answered on September 13, 2013
Given the facts above it does not appear you have the funds to settle the garnishment. If the garnishment is going to last two years and you are...
Archived
I have only about a thousand dollars to clear up on my credit report so we can buy a home. What's the best way to negotiate??
James's answer
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Answered on September 13, 2013
Buying a home is a great goal. But signing a mortgage with horrible rates is expensive over the long run. If you have a down payment saved up,...
Archived
Once i sign the release do i get the settlement amount right than ?
James's answer
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Answered on September 13, 2013
More facts please. What type of settlement are you talking about?
Archived
I acquired some credit card debts , now have cancer and unable to work, question, can they collect from my social security?
James's answer
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Answered on September 13, 2013
Generally, social security is only garnishable for debts you owe to the government - think taxes - or unpaid child support/alimony. Any credit...
Archived
How to handle a collection agency for a payday loan debt?
James's answer
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Answered on September 13, 2013
Depending on how much debt you have, you should consider bankruptcy. Even if you file bankruptcy, based on what you have said thus far, it is...
Archived
What are the consequences to me if I can't meet the demand to pay remaining balance in full of a hospital bill?
James's answer
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Answered on September 12, 2013
Lawsuit, harassing creditor calls, dings on your credit, etc. There are always bankruptcy and debt settlement options. Go in for a free consult. ...
Archived
What is the statute of limitations for an unpaid fees and costs? or a debt?
James's answer
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Answered on September 12, 2013
In CA, Statute of limitations in breach of contract action is four years from the last date of deliqnuency
Archived
I would like to negotiate a settlement with a debt collection lawyer and need advice.
James's answer
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Answered on September 12, 2013
Bankruptcy is definitely not the answer here. Get your settlement in writing before forking over any money. Be prepared to offer lump for the...
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