Archived
Have 3 year old judgement with wells. Told there are people that can ask to buy the debt at very low percent. Is this true?
James's answer
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Answered on September 17, 2013
You have a lot of advice, but the sequence is all messed up. Yes, there are debt buyers who buy debt from creditors such as Wells Fargo for less...
Archived
Can i sue my sister i land her $32000 to remodel her house.?
James's answer
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Answered on September 17, 2013
Yes, you can sue your sister. But do you really want to? Lending money to family in most people's minds is the same as gifting money. Do you...
Archived
So I am being sued for a credit card debt and filed my letter of dispute. I received a lot of packets of paperwork
James's answer
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Answered on September 17, 2013
What is the end game for you? What is your goal? Might be time to sit down and talk to a lawyer. You seem to be doing nothing but postponing the...
Archived
Can I sue a restaurant owner who threatened, yelled, and waive his fists at my face ?
James's answer
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Answered on September 16, 2013
How much do you think your case is worth? Hiring a lawyer for 1 hour to file anything with the courts is $500+. Worth the effort? Nope. Your...
Archived
Is it possible to settle a student loan that's in good standing for less than what's is owed?
James's answer
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Answered on September 16, 2013
I agree with Mr. Rubin. In addition you will have better luck if your student loan is private rather than federal.
Archived
Do you do debt consolidation?
James's answer
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Answered on September 16, 2013
Have you considered debt settlement? Debt consolidation lumps your debt and negotiates on the interest. Debt settlement will get you out for much...
Archived
What is the best/cheapest way to protect my assets (house & two cars)?
James's answer
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Answered on September 15, 2013
You should be consulting with a Estate Planning attorney and maybe a CPA. Just by "creating" a C-corp and putting your assets in its name doesn't...
Archived
Credit Card Debt
James's answer
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Answered on September 15, 2013
Don't even consider BK at this point - debt is way too small and having a BK on your credit report is not going to help your goal of buying a...
Archived
Can they garnish your wages if you are making payments
James's answer
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Answered on September 15, 2013
Did they sue you and win a judgment or did you settle with the creditor prior to a lawsuit? Prior to any garnishment, there must be a lawsuit and...
Archived
Is it true a debt gets voided if a creditor refuses to take payments?
James's answer
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Answered on September 15, 2013
Absolutely false. If true, people would just offer 1 cent per year and if the creditor keeps saying no then its voided? Logically that makes no...
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