Statue of limitation (debt collection) starts with the orgininal company or when the first creditior picks it up?

Did you stop paying on the debt on 8/28/2008 or did you open the loan (or incur the debt) on 8/28/2008? In California the Statute of Limitations...

Can I find a job even i have a pending misdemeanor case ?

You can absolutely find a job with a misdemeanor. Many times employers will overlook it since its not a felony. Just be prepared to explain it. ...

A wage garnishment is essentially a payment plan. What would make a judgment creditor change their plan and lift the garnishment? Payment of a...

I am being sued by a debt collector and they say they are going to garnish my payc heck can they do this

In order to garnish your wages, the debt collector needs to get a judgment against you first. They can only make such threats if they intend to...

If you are being paid only $80 to $100 per week, then the short answer is "no" for the time being until your income increases. Garnishment is...

Credit card Debt settlement in California. How much can a company charge? What if I use a law firm? I want to know basic rules

Debt settlement and bankruptcy are two options. Which one is better for you depends on the facts and circumstances. Post-2010, Debt settlement...

Should I be requesting collection agencies for debt verification even if I know that it is a legitimate debt via credit report?

If you know the debt to be legitimate, then making the debt collector verify the debt is the equivalent of a temporary roadblock. Once the debt is...

How do I negotiate in writing with a debt collector?

As stated by Mr. Berkus, no creditor will report "Paid In Full" if you settled for less than the amount owed. Instead, the account will be noted...

You can figure out your delinquent date using a little bit of math and your credit report. As copied from the Experian website verbatim: "If you...