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Heather W. Culp

Heather W. Culp

5.0
Rating: 7.3

Licensed for 28 years

Bankruptcy and debt Lawyer Practice Areas: Bankruptcy & Debt
This attorney is currently not accepting new clients.
Reason: Government Attorney

About Heather

Practice Areas

1

Practice Area

Fees and Rates

We have not found any cost information for this lawyer


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Licenses

Licensed in North Carolina for 23 years

State: North Carolina

Acquired: 2002

Active

No misconduct found

Licensed in Kentucky for 28 years

State: Kentucky

Acquired: 1997

Active

No misconduct found

Location

No contact information is available for this lawyer

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Heather W. Culp's Reviews

Avvo Review Score

5.0 /5.0

106 Client Reviews

Showing 6 - 10 of 10 reviews | Chapter 13 Bankruptcy

Posted by Karen | October 21, 2019 | Hired Attorney | Chapter 13 Bankruptcy

Superb Guidance for Chapter 13

Heather, and her assistant Cindy, were both kind, thorough and extremely supportive during our Chapter 13 bankruptcy proceeding. They were both always available for questions, small or large. If you find yourself needing a wonderful lawyer to walk you through all the steps -- choose Heather!!

Posted by Rene | May 15, 2018 | Hired Attorney | Chapter 13 Bankruptcy

Highly Recommend

I started looking into bankruptcy options with another attorney but didnt feel comfortable with that person at all. So I found Heather Culp online and made an appointment. She and her paralegal Cindy were awesome from the very first meeting. I felt like she understood my situation and provided the... guidance and advice and counsel I needed. Chapter 13 was the option I went with and I felt supported and taken care of every step of the way. Heather is very professional and also has a caring attitude with her clients. This was a very difficult time in my life and I am so glad I got through it with the counsel of Heather! I highly recommend her!!

Posted by calvin | January 12, 2015 | Chapter 13 Bankruptcy

Standing Ovation!

Heather is very knowledgeable, honest and dependable. Her entire team worked very efficiently during my bankruptcy case. I was pleasantly surprised that my chapter 13 was discharged 2 yrs. early. Due to Heather's individualized attention and delicate handling of my case, the whole process was easi...er than anticipated. I would highly recommend Heather Culp for anyone who is looking for a qualified, dedicated bankruptcy attorney. Thanks Heather AND Cindy!

Posted by anonymous | April 16, 2014 | Chapter 13 Bankruptcy

Bankruptcy

No words could truly explain what Heather has done for me as my bankruptcy attorney. After a long three year struggle to financially separate myself from my ex-husband, I had no other option than to file for bankruptcy. Heather first began by thoroughly explaining the different options I had and wh...ich would be best for me to ensure not only my financial freedom but the security of no longer being harassed by my ex-husband and his attorneys. Heather and her firm actively responded to my many questions about the process. Her endless knowledge and years of experience were apparent and showed in her high quality work. Since my case was not a traditional chapter 13 filing, Heather put in endless hours of research and work to ensure the success of my case. Even after numerous attempts by my ex-husband to object my bankruptcy filing, Heather stayed calm, assertive, and was always honest and transparent about the possible outcomes. A chapter 13 bankruptcy is stressful but more so a emotionally devastating experience. Heather sympathized to the emotional wear that this process can drag you through. She and her firm were endlessly supportive. There is no attorney with the same honest, hard working and loyal character as Heather.

Posted by Kristine | February 04, 2014 | Chapter 13 Bankruptcy

Exceptional experience with Heather Culp

We were recommended to Heather Culp by a co-worker of mine, and we had an outstanding experience with her and her team. She educated us on a process we knew nothing about (bankruptcy chapter 7 and 13), and was very responsive and communicative. The process for us was lengthy because of our financia...l circumstances changing, so we went through two bankruptcy filings with her within a couple years - she helped us make the best decisions for our personal situation, and continued to be a resource to us as other questions came up later (tax impact, credit building, divorce during the bankruptcy filing, etc). We trusted Heather completely and she did not let us down. We made really good choices for ourselves because of her direct and knowledgeable guidance. She didn't always tell us what we wanted to hear - she told us what was legally sound, as well as guidance in gray areas based on her experience. She was thorough and prepared when we went into court, which was not the case for some of the other attorneys in the room. My ex-husband and I would both hire Heather again, and also trust her recommendations for another type of attorney we may need (e.g. wills). Her pricing structure was very reasonable and straightforward as well. Our experience with her was exceptional.

See All Client Reviews

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Experience

Rating:  7.3 (Very Good)

Work Experience

2014 - 2024

Attorney, Essex Richards

2012 - 2014

Attorney, Rawls, Scheer, Foster, Mingo & Culp, PLLC

2006 - 2012

Attorney and Managing Partner, Mitchell & Culp, PLLC

2002 - 2006

Associate attorney, Mitchell, Rallings & Tissue, PLLC

Education

1997

University of Kentucky College of Law

JD

1994

Miami University (OH)

BA - Bachelor of Arts

Speaking Engagements

2021

Helping North Carolina Nonprofits and their Clients Navigate COVID-19

Consumer Bankruptcy Basics

2021

Fraud Fighter Podcast Guest

2020

The Human Lawyer podcast Guest

2020

Protecting Your Finances podcast Protecting Your Finances During COVID-19

2020

Power of 10 group (Charlotte)

"Women in Leadership"

2020

Expert Series

Co-speaker, "Masters of Financial Disaster"

2020

Continuing legal education

Co-speaker, "Masters of Financial Disaster"

2020

Bar Leadership Institute

Panelist

2016

North Carolina Bar Association Annual Review continuing legal education program, October 2016

Annual Consumer Bankruptcy Update

2016

Metrolinna Paralegal Association Fall Fest CLE

Debt & Credit

2016

Mecklenburg County Bar Annual Review continuing legal education program, February 2016

Consumer Bankruptcy 101

2015

Charlotte Financial Planners' Association program, January 2015

What Financial Planners Need to Know About Bankruptcy

2012

Charlotte Works workshops (2012-2015)

Managing Through Financial Crisis

Languages

English

Activity

Avvo Rating

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