Archived
I am in a forbearance with my 1st mortgage, can i still file chapter 13 and stop any foreclosure since i dont have the cure amt.
Dennise's answer
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Answered on January 03, 2011
Yes! You can file a Chapter 13 while in forebearance in order to cure the default. You may also be able to "strip" the second lien off of the...
Archived
I filed bankruptcy last year but did not list a small piece of property that I am purchasing from the owner via contract fordeed
Dennise's answer
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Answered on January 03, 2011
Don't panic! Contact your bankruptcy attorney and/or the bankruptcy trustee and explain the situation. Amendments to your petition may be all that...
Archived
I am almost 65 and will begin social security in March 2011. I am quitting my job in at the end of february 2011 . ($5860/ mo)
Dennise's answer
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Answered on December 30, 2010
Check with an experienced bankruptcy attorney in your state. With a household of three, your income may not be too high to file. There are many...
Archived
Will filing for bankruptcy help?
Dennise's answer
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Answered on September 14, 2010
Consult an attorney in your state. Judgments and bad credit drop off of a credit report after a period of time. A bankruptcy shows for up to ten...
Archived
If i filed chapter 13 and was confirmed but situation has changed can i file chapter 7 instead?
Dennise's answer
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Answered on September 14, 2010
If your circumstances have changed, it is likely you can convert your case to Chapter 7. You will need to file a notice of conversion and likely...
Archived
Reporting income for bankruptcy
Dennise's answer
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Answered on September 03, 2010
Unemployment and maintenance are considered income for purposes of qualifying for bankruptcy. It is very likely you will qualify for a bankruptcy,...
Archived
How much do you charge to file a bankruptcy case?
Dennise's answer
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Answered on September 02, 2010
Fees are generally determined on a case by case basis. Consult several attorneys in your area before choosing one. You can also call the local bar...
Archived
How can I qualify for Ch 7 bankruptcy?
Dennise's answer
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Answered on September 02, 2010
In order to file for Chapter 7 you need to make below the median income and/ or have no disposable income. Your eligibility is based on a means...
Archived
Ex-husabnd filing for bankruptcy after divorce on jointly owned truck, and an ATV in my name? Can he do this?
Dennise's answer
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Answered on September 02, 2010
You need to consult your divorce attorney to determine what responsibilities your ex-husband has under any judgment for dissolution of marriage. In...
Archived
If a car is reposessed & the primary owner files bankruptcy will the co-owner get discharged from this, as well?
Dennise's answer
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Answered on September 02, 2010
As a general rule, your discharge does not discharge your exhusband from the deficiency owing on the car. He would need to file his own bankruptcy.
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