If your partner files for bankruptcy, her personal liability on the mortgage and note will be discharged and you will be solely liable on the note...

Can I file for bankruptcy without my husband being involved?

If you file for bankruptcy, your husband's credit will not be affected. The only relevant factor pertaining to your husband is his income as you...

If I am forced to convert my chapter 7 to a chapter 13, what to expect? fees. etc.

If you convert from Chapter 7 to Chapter 13, on motion of yourself or other party in interest, you may need to update your schedules with accurate...

Possible Bankruptcy Fraud

Your question fails to answer some key questions such as are you a creditor and what is your debt based upon. You should not be attempting to...

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I have a high credit card debt but own a house that is current can I file bankruptcy and still keep my house

In order to give you accurate advice, several questions need to be answered. How much is the apartment building worth? What do you owe on the...

Cosigner is going to claim personal bankruptcy

Generally, if the loan is current, the lender will not reposses the vehicle. Often, the lender may require the cosigner who filed for bankruptcy to...

My husband filed bancruptcy on our home loan, am I responsible if my name is not on the loan but on the deed of trust?

Generally, if you are not on the promissory note, you are not responsible for the debt.

If an unsecured creditor receives a judgment against me in a pending suit, can I include that debt in bankruptcy?

A default judgment creditor is included in your bankruptcy filing. If you have a bank account, wages or real esate, however, an unsecured judgment...

Is bankruptcy the right thing to explore in my situation?

Based on the information that you have provided, bankruptcy is certainly an option worth exploring. Even with a substantial income, it will take a...

If my paycheck is being garnished do I use the net after garnishment for the means test calculations?

No, the means test is generally based on gross income over the last full six calendar months. Filing a bankruptcy will stop the garnishment from...