Archived
My income has dropped significantly, I am behind 9 months on my upside down mortgage. I have moved because of plumbing issues
Dennise's answer
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Answered on July 08, 2013
As long as you are on title, you are responsible for any liabilities associated with the property. Has your lender purchased insurance? If someone...
I sent out cease and desist letters to my creditors. I am on social security disability. The creditors keep sending me bills.
Dennise's answer
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Answered on June 25, 2013
Based on the limited facts you presented, it is likely that you are judgment proof as social security disability is exempt from judgment. Your...
Foreclosure case was dismissed shortly after filing credit still shows it as active how do i get that taken off my credit report
Dennise's answer
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Answered on June 25, 2013
You can always write to the credit reporting agencies and dispute the reporting that concerns you. A copy of the dismissal order from the...
Archived
I got a judement from [name withheld]
Dennise's answer
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Answered on June 25, 2013
If the judgment was entered against you, your wages and/or bank accounts could be garnished or a lien may be placed against your real estate.. You...
Archived
What can i legally make my husband pay for in a divorce
Dennise's answer
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Answered on June 25, 2013
The Illinois Marriage and Dissolution of Marriage Act allows a Court to ward interim fees or contribution to fees to the lower income spouse. You...
Archived
Is there a form for filing a motion to vacate judgement in Maryland? How do I file the motion?
Dennise's answer
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Answered on May 10, 2013
If the debt was discharged, the creditor may be violating the stay and subject to sanctions. Consult an attorney.
Archived
Filed chapter 13 2009. Husband died 2011. Denied discharge by bankruptcy court.
Dennise's answer
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Answered on May 10, 2013
Talk to your attorney. Were you trying to get a hardship discharge based on your husband's death and loss of income? Maybe the plan can be modified...
Archived
What if a creditor gets a summary judgement for a debt that was discharged?
Dennise's answer
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Answered on May 09, 2013
Pursuing a debtor for a prepetition, discharged debt is a violation of the discharge order and may be sanctionable. Contact an attorney in your...
Archived
Is it worth staying in bankruptcy or just throw in the towel?
Dennise's answer
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Answered on May 09, 2013
Check with your attorney. Depending on the length of your plan and the percentage to unsecured creditors, you may be able to modify your plan.
Archived
Our Chapter 13 was discharged late 2012, and we received a 1099-c from one of the creditors
Dennise's answer
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Answered on April 15, 2013
You are correct that discharged debt is not includible in income. Take the 1099-C to your accountant and he or she will know what to do with it and...
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