Archived
How to I protect my assets when I can no longer pay my mortgage.
Antoinette's answer
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Answered on April 12, 2014
Another option is to short sell the house. Under California law, once the short sale is approved by the first and second lien holders, you are...
Can a bank foreclose on a mortgage if they don't possess the original (blue ink) promissory note on the loan?
Antoinette's answer
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Answered on April 10, 2014
California courts are not buying the "show me the note" defense. And there are no free houses in California. In addition, you cannot come into...
Archived
Does modification review board preferred lawfirm reliable and guarantee when it come to loan modification?
Antoinette's answer
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Answered on April 09, 2014
No one can guarantee that you are eligible for or will receive a loan modification. If anyone makes that "guarantee" -- run, run , run !!!!!
Archived
In 2006-7, I approached Countrywide Home Loans about refinancing my mortgage, hoping for a lesser monthly payment.
Antoinette's answer
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Answered on April 09, 2014
I agree with counsel. In addition, you can apply to the bank for a loan modification.
Archived
Attorney from adverse party discussing me and my case with other lawyers from other firms who do not represent me or defendants.
Antoinette's answer
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Answered on April 08, 2014
You don't state what kind of case you filed. However, opposing counsel owes you no duty. And, you should have no expectation of privacy with...
Archived
How can I get a wage garnishment in UTAH for a civil judgment in Orange County?
Can he file for BK?
Antoinette's answer
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Answered on April 08, 2014
You should post this for Utah attorneys.
Archived
I received a settlement offer from a debt collector for a 9-year old credit card debt. What is my recourse?
Antoinette's answer
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Answered on April 07, 2014
It sounds like this debt is barred by the Statute of Limitations -- 4 years on a written contract. The statute begins to run on the date of the...
Archived
How do I know if if an inheritance is real or not?
Antoinette's answer
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Answered on April 06, 2014
If it sounds too good to be true ------- this is a SCAM !!!!!!
Archived
How do I stop a collection agency from hounding me, when they refuse to provide proof of the alleged debt?
Antoinette's answer
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Answered on April 06, 2014
If the debt collector has truly violated collection laws, you may have a cause of action under the Rosenthal Act as well as FDCPA. You should...
How can I get proof that my mortgage is paid and I own my house outright? I can't remember who I made payments to.
Antoinette's answer
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Answered on April 05, 2014
You need to get a Deed of Reconveyance from the lien holder. And, it must be filed with the County Recorder in order to have the lien removed from...
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