Archived
Is our chances slim to none if a debt collector used tactics like jail and body attachment to receive funds for a payday loan?
Antoinette's answer
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Answered on May 19, 2014
From your description, the collector may have violated the Fair Debt Collection Practices Act as well as the Rosenthal Act. You should contact an...
Archived
Can I be sued on (2) "Promissory Notes" if the lender has given me a "Full Reconveyance" on my mortgages?
Antoinette's answer
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Answered on May 18, 2014
To properly answer your question, much more information is needed. You should take all your documents to an attorney for a review of your situation.
Archived
Currently I have attorney having me pay $1500 to help settle 2nd mortgage. Can they do that, receive money before any settlement
Antoinette's answer
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Answered on May 17, 2014
Since the attorney is negotiating a settlement of your second mortgage, there is no reason why he/she can't request the attorney fees as you stated.
Archived
Is a deed in lieu of foreclosure accompanied by a quit claim legal if never recorded or notarized
Antoinette's answer
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Answered on May 17, 2014
A deed is not invalid for lack of recording. You should take all your documents, contracts, notes and escrow instructions to an attorney for review...
Archived
How can I obtain settlement for my lien from a junior lienholder who foreclosed?
Antoinette's answer
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Answered on May 15, 2014
In California, the junior lien cannot foreclose without paying off the senior lien unless the junior lien is an HOA lien. So, more information is...
Why is Portfolio Recovery Associates suing me?
Antoinette's answer
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Answered on May 14, 2014
In addition to the other answers, Portfolio Recovery has been fined by the Attorney General of New York for filing lawsuits and obtaining judgments...
Archived
Hello,
I regrettably had to stop making payments on a Us bank line of credit(1,000), and credit card(1,000).
Antoinette's answer
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Answered on May 13, 2014
Weltman is a debt collection law firm. The bank sent the account to Weltman because you probably didn't respond to the bank's attempts to contact...
Archived
Separate property in joint tenancy
Antoinette's answer
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Answered on May 12, 2014
It looks like your husband made a gift of his separate property to the community. If you are divorcing, your attorney will make that argument. If...
Archived
Does a mortgage after a bankruptcy discharge need to go into foreclosure whether or not you reaffim?
Antoinette's answer
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Answered on May 10, 2014
You can't "walk" from your current home and expect to purchase a new home. A better strategy would be to short sell your current home and buy...
Archived
I received a Notice of Default on my mortgage 40 days ago.
Antoinette's answer
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Answered on May 10, 2014
The sale can be scheduled after the NOD expires -- 90 days form the date of recording. Rather than letting your home go to a foreclosure sale, you...
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