Archived
My house was foreclosed. I had a first and a second with the same bank. The bank took out an insurance policy on the second.
Antoinette's answer
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Answered on March 28, 2013
Your facts are not clear. I'm unclear as to the type of insurance you're referring to. I believe that you are referring to the One Action Rule...
Archived
Just been sued for second-- foreclosed three yrs ago-- credit perfect va pre-qual ready to buy- now what? Try to settle?cant bk
Antoinette's answer
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Answered on March 28, 2013
Your facts are not clear. If the first foreclosed, the second can sue for the deficiency. However, if the second was purchase money, you may have a...
Archived
How much Auto-Homestead can I protect on a foreclosure process. Can the HELOC force-foreclose on the 1st mortgage?
Antoinette's answer
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Answered on March 28, 2013
If there's sufficient equity in the property a second can foreclose. That means the second pays off the first and takes title to the property. Your...
Archived
My lawyer filed a lien against my settlement and we agreed on a payment plan. What can I do to get my money and pay as agreed?
Antoinette's answer
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Answered on March 27, 2013
In California, when an attorney charges a fee greater than $1000, the Rules of Professional Conduct require a written fee agreement. Therefore, I'm...
Archived
We need an Attorney for debt. consolidation
Antoinette's answer
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Answered on March 27, 2013
You have a few options. You can modify the second mortgage. If you qualify, you can discharge it in a Chapter 7 bankruptcy. However, even after...
When a HOA forecloses and auctions my home, does the title go into that persons name who wins the auction?
Antoinette's answer
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Answered on March 27, 2013
Rather than letting the HOA foreclose, you might want to consider a short sale. That way you would be assured that all liens and debts against the...
Archived
Questions about cancellation of debt and short sale tax ramifications.
Antoinette's answer
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Answered on March 27, 2013
First of all, consult a CPA or tax attorney for a definite answer based on your tax situation. A short sale is done because there is no equity in...
Archived
I received a modification with three payments which we made. GMAC sold us to Greentree. Can they foreclose now?
Antoinette's answer
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Answered on March 27, 2013
You don't say whether you had a Trial Modification or a Permanent Modification. If the servicing was sold during a Trial Modification, you may not...
Archived
Good Law firm providing loan mod or litigation service to keep my home
Antoinette's answer
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Answered on March 27, 2013
There are a lot of issues involved in loan modifications. My firm does free consultations. So, please feel free to contact us.
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