Filed ch7 bk didn't reaffirm loan but stayed. Will we owe IRS if we default and short sale after 2013?

If you short sell this year, you are protected by California law and your bankruptcy from any deficiency judgments. And, the amount forgiven is...

It would be a non-judicial foreclosure.

Do I need to get guardianship if my fiance died and I have been raising his daughter and want to continue?

Yes - you should petition for guardianship. If the mother is in agreement, then it should be a simple matter.

Is there timelines after a agrement is reached

This does not appear to be a foreclosure question. Please edit your category.

What are my options?

I'm confused. The value of the home is the value of the home regardless of the refinance. Most mortgages have a due on sale clause which requires...

I was served papers that have my husbands name on it, it that legal?

That is called substituted service.

If I file a demurrer to answer a unlawful detainer, w/out an atty, must I use legal format, with case law, arguments, etc?

As a pro per litigant, you are held to the same standards as a licensed attorney. Your Demurrer must be in proper form and show why the complaint...

I want to give you some details of my situation

Did Wells find a Judgment lien?? Do they want you to have the lien removed?

Can you transfer you ownership to your son without notifying your spouse?

If your parents own the home as joint tenants both would have to consent to any transfer or change in title. Joint tenancy means that the parties...

All the replies say the same thing: Get A Lawyer. Well that's dandy. I have spent every dime I have "getting a lawyer".

In a termination of parental rights matter, the Court will appoint another attorney to represent you and give counsel sufficient time to prepare...