Archived
Can a debt collection agency collect/file suit in CAlifornia without being licensed or bonded here?
Antoinette's answer
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Answered on September 17, 2013
It's not the collection agency that files the collection lawsuit. It is the creditor.The creditor may attempt to collect the debt using an outside...
Archived
How do I get a charge off, off my credit report. I was reading Simon v. Superior Court (1992) 4 Cal.App.4th 63 .
Antoinette's answer
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Answered on September 16, 2013
You facts are deficient. However, it appears that the first foreclosed. The second was probably the charge-off since it was not the loan that...
Archived
Do you do debt consolidation?
Antoinette's answer
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Answered on September 16, 2013
Have you considered bankruptcy ?
Archived
What type of attorney do i need?
Antoinette's answer
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Answered on September 16, 2013
I agree with Mr. Liu. In addition, part of the $1800 may be post-judgment interest.
Archived
Plaintiff attached a separate verification form to the complaint which attorney signed. Is this defective verification?
Antoinette's answer
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Answered on September 15, 2013
Complaints are signed by attorneys. Verifications are signed by plaintiffs.
Archived
Is there a Legal way to keep my membership rights in an HOA after selling my house?
Antoinette's answer
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Answered on September 15, 2013
Membership runs with the real property. Once you sell the property, the membership is transferred to the new owner.
Archived
What are the court accepted common grounds to consolidate a 2924 case with the Unlawful Detainer for the same property?
Antoinette's answer
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Answered on September 15, 2013
I agree with Mr. Daymude. And, I gave you the same answer earlier today -- no consolidation.
Should I negotiate direct with CAPITAL ONE (plaintiff), or with their attorneys NELSON & KENNARD, who are also debt collectors?
Antoinette's answer
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Answered on September 13, 2013
Nelson & Kennard is the law firm that Capital One hired to sue you for the debt. They represent Capital One. If they owned the debt, which is...
Archived
What is the chance for foreclosed homeowners to obtain order from court to record a lis pendens (Notice of Pendency of Action)?
Antoinette's answer
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Answered on September 12, 2013
Yes, they have the right to file a lis pendens. Being a BFP is irrelevant to the fact that there is an action pending regarding this property --...
Archived
What responsibility does my soon to be ex husband have with our child's outstanding college parent loans.
Antoinette's answer
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Answered on September 12, 2013
Those loans need to be addressed in your marital settlement agreement.
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