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We live in California and our we received a notice of sale on our house, how long do we have to move out when it sells?
Antoinette's answer
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Answered on February 21, 2014
Don't allow your house to go to a foreclosure sale. Apply for a loan modification or short sell your property. With a short sale you can control...
Archived
What are the tax consequence for having a house go to foreclosure or as a short sale?
Antoinette's answer
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Answered on February 21, 2014
In California, if the short sale is approved by the bank, you are protected from any deficiency. Also, Senator Boxer got an opinion letter from the...
Archived
What is required for me to export my products to Europe?
Antoinette's answer
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Answered on February 18, 2014
Sounds like you need to consult with a German lawyer.
Archived
It's been over three years since payment was made to 2nd mortgage, was advised by legal council, after three years, they can't
Antoinette's answer
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Answered on February 16, 2014
I'm sure that after 3 years the account has charged-off. However, you still owe the debt and the lien is still on our property. The second lien...
Archived
Can the mortgage company legally foreclose on a alzthiemers patient?
Antoinette's answer
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Answered on February 14, 2014
If the mortgage payments are delinquent, the bank can foreclose. Since your POA is invalid and your Mom may be incompetent, you may want to get a...
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Archived
After three years negotiating with Chase on a jumbo mortgage, they finally modified....HELOC Charged -OFF, now harassing me
Antoinette's answer
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Answered on February 13, 2014
Charge-off is an accounting procedure. The bank took it as a loss on their balance sheet. You still owe the debt and the bank still has a lien on...
Archived
A judgment was entered against me in CA, but the debt is beyond the 4 year limitation. What do I need to do to show this?
Antoinette's answer
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Answered on February 13, 2014
I agree with my colleague, Mr. Ridley. In addition, the SOL runs from the date of default to the date of filing the complaint. So, if the complaint...
Archived
Adverse possession in California - what are my rights?
Antoinette's answer
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Answered on February 12, 2014
Adding to Mr. Adjalat's answer -- if all the technicalities of adverse possession were met -- including paying the property taxes -- they would...
Archived
I was evicted, how can i get my surplus money? and how i file first mortgage loan liberation form ???
Antoinette's answer
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Answered on February 12, 2014
Your facts make no sense. If you short sold your home, the first mortgage had to agree to the sale. And, in a short sale there is no surplus money....
Archived
We have a balloon payment 2nd on our home. is this a predatory loan. Can't refinance. What are our options?
Antoinette's answer
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Answered on February 11, 2014
You do not have a predatory loan based on the balloon payment. Since you can't refinance, why don't you try for a loan modification.
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