Do I need to respond to a writ of garnishment?
It appears that they are garnishing a bank account you might have (the other usual option is to garnish your wages). If you don't claim an...
Vancouver, WA
Bankruptcy and debt Lawyer at Vancouver, WA
Practice Areas: Bankruptcy & Debt, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy
It appears that they are garnishing a bank account you might have (the other usual option is to garnish your wages). If you don't claim an...
I suppose they can try. But, it sounds like you have them beat. If you have proof that the debt was paid in full, then you don't owe any more. ...
It's all relative. I have had some that owe more than did not need to file and some that owed less where it made sense to file. It's all about...
Agreed - how much is your time worth? A small claims action could take a few months to work through the system to judgment. Then you would...
A creditor may sue any party that is obligated on the debt. They don't have to sue all parties that are obligated (but they normally do). Payment...
Generally, you have a duty to tell the trustee of any significant change in your income or expenses. If your income had gone down, you want your...
Yes, they interest can continue to accrue. Interest was due when you had the card; interest is due until the debt is paid. As my colleagues...
A plan has to be proposed in good faith. Debtor make errors. If you catch them in an intentional effort to mislead the court, then you have...
As a general rule, unless the trustee distributed assets to unsecured creditors, the pre-petition debt should be discharged (unless they had/have a...
I agree with my colleague above. Proceed with caution and cynicism as to this collector's true intentions.