How can I get this charge off updated to paid?

You can contact the creditor directly and ask them to update the credit report. You can also dispute the entry on your report with the credit...

Ch 7 banko in 2000 a car was purchased in 2005 and then repo'd before 10 years does that save me from paying the debt ?

With the bk in 2000 and vehicle purchase in 2005, this is a post-petition debt not discharged in the bk. But if you filed a Chapter 7 in 2006 and...

Is it OK for lender to sell mortgage after chapter 7 discharge?

Yes, they can foreclosure. When you purchased the home, you signed a Promissory Note and a Deed of Trust (DOT). Your personal obligation to pay...

I received a bill from a medical office. I phoned them and the medical office and I agreed in writing on monthly payments

It sounds as if you have a valid contract for payment of the debt. If so and you made the payments, the creditor cannot unilaterally decide they...

What happens to property that the x spouse lives in if the other files bankruptcy and includes the property?

Your facts indicate you still have an interest in the home. Your interest in the home would be an asset in your case. What the trustee does with...

I filed Chapter 7 bankruptcy last year ( April ) and my house was not included what can I do now I can not make payments ?

While you kept your home, I suspect you actually received a discharge of your mortgage debt. The exception would be if you reaffirmed the mortgage...

How can I remove a negative report from my credit report?

I agree with my colleagues above. It sounds like you were, in fact, late. The credit report can show that true fact.

As long as the home sale has closed before a judgment is entered, you should not have a problem. The lien can attach only upon judgment unless...

Chapt 7 discharge mortgage, not reaffirmed- reported late pymts after discharge as i continue to pay 3 yrs now... damages?

Credit reporting agencies take the position, understandably, the negative credit entries after filing bankruptcy amount to a collection effort -...

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A writ of garnishment is issued well after the appeal period has run on the underlying judgment. So, you are stuck with the judgment/debt unless...