Will using a credit card for a large transactions before filing bankruptcy be red flagged ?

Credit card companies normally flag these transactions. Debts proven to be incurred without the intention to repay are nondischargeable in...

Can IRS hold my tax refund during Chpt 7 bankruptcy?

11 USC Section 362(b)(27) allows the IRS to setoff certain refunds to pay existing debt. Here is section "(27)". As mu collegause have noted,...

It depends on what you mean by "reinstated". You do not have personal liability on the loan if you did not reaffirm the debt (which is very...

How do I get my Appraisor to change his info on his report because its inaccurate

Your question is not super clear on the error you want corrected. With HOA's, either there is an HOA with fees due or there is not. You should...

After 2 years discharge chapter 7 can i buy a house pay cash ? is there any issue if i pay cash

Once your Chapter 7 is complete, there is no prohibition against selling assets or incurring debt. If your cash came from an asset not disclosed...

So I filed for bankruptcy in 2009. I have a first and second mortgage but my lawyer only got a reaffirmation letter for my

You should still be able to refinance your first mortgage without having reaffirmed it. Find a new potential lender. The brokers I know just...

Can my husband file bankruptcy and not include me?

Yes, he can file alone. But, as noted, he woudl file on behalf of his separate estate and your community estate. That means he woudl add all...

Can I catch up with the second mortgage after a chap. 7?

I suspect they have accelerated the balance due. California law would control on that. If that is allowed then the entire balance is due. In WA,...

Chapter 7 bankruptcy ? Please help. Please.

You may qualify for services such as subsidized child care, food stamps and medical services, etc. You should contact you local Dept of Social...

What does it mean when you don't get a discharge after a Chapter 13 after making 5 years of payments on time every month?

Generally, you are entitled to a Chapter 13 if the prior Chapter 7 was filed at least 4 years prior to the filing date of the 13 case. As noted,...