If this is the only debt that is an issue, you might also take a look at vacating the judgment due to improper service. Also, if they obtained...

Bankruptcy

If you file bankruptcy all of the debt you described, except the student loans, should be easily discharged. If you did not file, it is possible...

Bankruptcy

If you file bankruptcy all of the debt you described, except the student loans, should be easily discharged. If you did not file, it is possible...

If I get married will my spouse be responsible for my debt?

In short, no. You would actually have to add your spouse to the account as an obligated party (which would likely require a new application, etc)....

What is the best way to deal with a charged off second mortgage? CH7 not an option. Current on first.

I agree with my colleagues. I just would add that we negotiate a lot of short sales and what you describe sounds quite normal. It seems to me...

Does filing chapter 7 discharge unemployment repayment?

I agree with my colleagues above. The one thing I would add is that at least in the past Washington has asserted the right to deduct from future...

On 80/20 home loan that forecloses in Oregon can the 20% side come after us? Is bankruptcy our best option, deed of lieu?

Oregon law differs from Washington law in certain ways. If the 20% loan was part of the initial purchase financing, then a foreclosure by the...

I need to file medical bankruptcy. How do i go about doing it. I have not been garnished yet but how do i avoid it form happeing

We are located in Vancouver. You situation sounds common. The types of debts you describe sound dischargeable (presuming the auto accident did...

I got a 20 summons from a creditor over past medical bills. It requires me to ANSWER. How do I go about this?

Technically, you do not have to file an response/answer. However, if you do not, the court will likely grant the creditors a judgment against you...

My checks are being garnished from a car accident over 10 years ago

Generally, you are entitled under Washington law to exempt the first $125K in equity in your home. So, unless you have more equity than that,...