Can I start filing bankruptcy when I was summoned for debt collecting?

You do NOT need to make any arrangements to pay the debt. Assuming you file BK quickly enough, the lawsuit won't matter. Use any funds you...

Is the debt statute of limitations for the state you live in or the state the account is in?

You have to look at the written contract. I guarantee that the credit card agreement has a provision on each point - jurisdiction and choice of...

The SOL applies to the filing the lawsuit (in time) to obtain judgment. It does not apply to subsequent collection action after a judgment has...

Chapter thirteen dismissed

You have to file a motion to vacate the dismissal order and reinstate the stay (assuming you want it). You should hire a qualified attorney to...

In Washington state can debt collector garnish 25% of my wage and freeze my checking account at the same time?

Yes. However, they risk garnishing more than is due. Aside from that, there is no problem with their actions. YES, as noted by all, you should...

Will my daughter be responsible for my student loan if something happens to me

No. If you die, then your estate may have to pay it which may reduce any inheritance she receives. But, no, as a general rule she is not...

Can I purchase a home after filing bankrupcty

It depends on the type of loan you are seeking. Rich Golze provided a great chart to me that laid out all the details. You might contact him...

Agency telling me they are going to charge me with a felony for a 6 year old payday loan

I'd put good money on this being a usual scum collection agency. Contact a qualified attorney - and then sue the collection agency for me. ;-) ...

What happens if a car is jointly owned since the beginning of the note in 2005 and I file Chapter 7 bankruptcy?

It appears that you have a $1,000 vehicle exemption under Florida law. Plus there is a $4K "wildcard" exemption that may be available to use on...

What other alternatives does my elderly mother have for filing chapter 7? All debts are unsecured and she has no assets.

She can choose to just not pay them. She might send an explanation letter that all she has is SS income. Her income and assets, as you have...