I would like to end my current garnishment without declaring bankruptcy. What type of lawyer should I contact?

A creditor will often take a lump sum payoff to settle a debt. As noted, you find qualified bankruptcy counsel to help you review your options. ...

Garnishment action, the earnings are low, but there is a big bonus at year end, can that be garnished? How about retirement?

Wage garnishments are done through a 60 day continuing lien. So, one garnishment of wages gets you 60 days of collection. A bonus can be...

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Chapter 13 is complete and discharged and mortgage company says I am 22 months behind still.

Your trustee may have actually sent out a notice to the mortgage company that asked them to acknowledge you were current. So, check that. In...

Can I add a previously surrendered property to my Ch13 plan?

Your scenario does not make sense. When you filed your Chapter 13 you were suppose to list all of your assets and debts, including the rental. ...

BANKRUPTCY DISMISS

You can file. The question is what sort or automatic stay protection will be available. You may have to have a motion fil;ed to to extend or put...

Can I file an amended chapter 7 to include homestead exemption after creditors' meeting has taken place?

Why would you amend your exemptions if there is no equity? Are you trying to keep your home through modification or something? You can't do a...

Can I make monthly payments to an attorney to file a chapter 7th

Some attorneys will. Some attorneys won't. The good news is that, generally, most will allow payments to extend after the date of filing. We...

We filed a chap. 13 a year ago after being told that our wages to too high to file a Chap. 7.

With the 13 you filed a budget. The budget likely determined what you could afford to pay in the 13. If you can't make the proposed payment,...

Can I file a chapter 7 bankruptcy by myself if I am married and my wife will not file with me.

You can file by yourself. Any debts with her name as an obligor will still be owed by her. IF IF she can pay "her" debt then she does nto need to...

Looking into Chap 7, have no income, trying to come up with a plan.

Get the job, pay rent and your normal living expenses. As you can guess, $20K a year won't make you rich and won't disqualify you from filing a...