Archived
I am considering bankruptcy and wondering how this affects my credit score. How long does it take to recover from bankruptcy.
Kenneth's answer
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Answered on October 06, 2014
The affect on your credit score in part is based on what your credit score is at the time of filing. If your credit score is above 700, filing...
Archived
Debt buyer won Judgement against me, now what should i expect?
Kenneth's answer
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Answered on September 29, 2014
From what you have said here your bk is about as straightforward as they come. I imagine you will be able to find an attorney that you can afford...
I have to pay tax for my ex-husband? He made money by Ebay and Paypal,which are under my name,money all transferred to his bank.
Kenneth's answer
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Answered on September 25, 2014
You are not responsible for the taxes on this "income" as it was not yours even though your SSN or tax ID number is associated with the account. ...
Archived
I was wondering if you can file bankruptcy on past due HOA fees (plus condo lawyer fees) .
Kenneth's answer
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Answered on September 25, 2014
HOA fees for condos have been a problem for a lot of homeowners. If you are keeping the home there is very little you can do about the HOA dues. ...
Archived
Is there an IRS tax lien on my house?
Kenneth's answer
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Answered on September 24, 2014
You can purchase a preliminary title report from a title company. That will show any liens on your property including tax liens. I recommend you...
Archived
Should I file for bankruptcy if I can't afford to pay Insurance Company because of an accident? I was at fault.
Kenneth's answer
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Answered on September 24, 2014
A Chapter 13 bankruptcy may be a good option. If your driver's license is going to be suspended for unpaid tickets, a Chapter 13 may allow you to...
Archived
Should I file Ch13 before dissolution, and can my plan be later amended for court ordered maintenance & spouse debt assigned me?
Kenneth's answer
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Answered on September 20, 2014
You need to work with your divorce attorney and a bankruptcy attorney to develop a strategy. Your situation is not simple, what happens in your...
Archived
My ex-husband just filed for BK-7 he indemnified me in divorce. I paid his debt. What proceedings do I need do to get my money?
Kenneth's answer
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Answered on September 20, 2014
His obligation to you under the divorce decree and hold harmless provision wont be discharged by a chapter 7 bk. If he has obligations to you that...
Archived
I received an inheritance right after filing chapter 7 bankruptcy will I have to convert to a chapter 13?
Kenneth's answer
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Answered on September 20, 2014
Of course the trustee says you can't keep it, but they may not be right. One issue is that you were the beneficiary of the retirement account. ...
Archived
My Ex filed for a Chap.13 and the money owed to me was going to be discharged upon completion, but now she changed to Chap.7.
Kenneth's answer
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Answered on September 18, 2014
The debt may have been dischargeable in Chapter 13 but not dischargeable in Chapter 7. The lien may have been stripped in Chapter 13, but you can...
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