If there were no debts divided or listed in the divorce decree, does the hold harmless clause still count?

A Chapter 13 bankruptcy will discharge his liabilities under the hold harmless provision, a chapter 7 will not. There probably is no liability...

Were can I file my UCC 1 form live in Virginia

I am not sure how the filing of a UCC-1 relates to the bankruptcy. If you are trying to perfect a security interest in personal property the...

Can my Social Security payments be garnished? What do they mean by non-exempt portion of wages?

Here in Washington state, both your Social Security and Pension would be exempt from collection. However, Arizona law is going to control in your...

Does writing a letter stating I owe a debt enough to "validate it" along with sending a copy of the "bill"?

If you do not agree that you were over paid dispute the debt with the collection agency. That may not resolve the issue but it should will buy you...

Can I list a car loan on Chapter 13 if the loan & title aren't in my name but I have made all of the payments and drive the car?

Typically, if you are filing Chapter 13 it does not make sense to proceed without an attorney. Be aware that the Chapter 13 Trustee in Seattle (in...

The first step in the process is to meet with one or more local attorneys to discuss your options. Once you are ready to proceed and provide your...

The IRS and California FTB assessed me $3O million in taxes. Can they be discharged in Chapter 7?

The discharge in Chapter 7 is not the same as the discharge in Chapter 13. If you did not file tax returns the tax debt is not dischargeable in...

Closing s corp with credit card debt is the president/signer liable

Most likely the president/signer is liable. It is possible that the "President" is just a authorized signer and the credit was in the entities...

Bankruptcy-expenses

That you are staying with a friend to try and get on your feet is an indication to me that you don't have substantial income. I doubt your income...

Do I have to wait until my 2010 tax return is filed to include it in a bankruptcy?

Income taxes are dischargeable in bankruptcy ... sometimes. The Discharge is different in Chapter 7 and 13. 2010 taxes would have come due in...