Am I better off with short sale or foreclosure.

There is another option which would be to file a bankruptcy. This would get rid of the house debt as well as other unsecured debt such as credit...

I hold the mortgage on a house, but not the title.

In this market, it is hard to force a sale if the home is underwater or to force a bank to take back a property. Sometimes, other options such as...

How long do I have to stay in my home after sale at the auction in Washington state?

I agree with the previous attorney regarding the 20 days. To expand a bit, the 20 days refers to the amount of time the creditor is prohibited...

Will state or courts half own my house if I owe on fines from past felonies?

If you still owe criminal restitution, it could get complicated. As it is paid off, it could be placed into a trust and protected from creditors. ...

Lender doing a judicial foreclosure named our HOA as a defendant saying our lien is junior (it is). Must HOA waste $$ respondi?

As you are represented by counsel, I cannot answer this question very directly. However, I would recommend that you reconsider your position,...

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Is it possible for a non-judicial foreclosure to allow a deficiency judgment in Washington state?

You will want to review RCW 61.24.100 or have an attorney assist you in reviewing it. Essentially, there are a few scenarios where a deficiency...

My spouse is trying to leave me the debt in a divorce, can filing for bankruptcy be a good strategy?

There are times bankruptcy can help in a divorce scenario. Often times to resolve unsecured debt such as credit cards or medical debt. As far as...

We filed bankruptcy three years ago and let BOA have the house but they still have not foreclosed on the home. HOA paid power on

The answer I give to most of my clients in your situation is that you cannot make the bank hurry up, however, you can certainly rent the place out...

Not really a question, but questioning the statement the borrower has no interest in the securities pool.

Its good to put information out there to assist homeowners. However, how to use this information is much more complicated. What I can say, is...

Shouldn't I be able to quiet title?

Be careful not to confuse the statute of limitation for collection on a written instrument (6 years in WA) with the required time for an adverse...

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