Archived
I'm going to need to strategically foreclose but want help in choosing the best path (i.e., who do I stop paying in what order?)
Edgar's answer
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Answered on February 10, 2014
The answer depends on your income, whether or not you are willing to consider bankruptcy (and then planning the timing if is a good option open to...
Why did I get a 1098 this year from my servicer saying I paid thousands in interest, when I didn't because of foreclosure lit.?
Edgar's answer
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Answered on February 10, 2014
There might be a legitimate reason, but most likely, it is sheer institutional incompetence.
Archived
Which state's SOL on credit card collections applies?
Edgar's answer
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Answered on February 06, 2014
As the other attorneys point out, you will first want to look at the agreement/contract if you have it for a choice of venue/law clause. Absent...
Archived
We sold our home and carried the loan for 3 years, the home came with appliances. We had to foreclose a year and a half later.
Edgar's answer
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Answered on February 06, 2014
If you are going to take them to court, you will want to do background research first. This would mean considering where the people work,...
Archived
How long do I have between a Notice of Claim of Lien and Filing for Judgment/Foreclosure
Edgar's answer
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Answered on February 04, 2014
You will need to decide what type of foreclosure you wish to proceed with- judicial or non-judicial and then each would have their own...
Archived
I was just served. It says I have 20 days from service of summons to respond in writing to Plaintiff attorneys.
Edgar's answer
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Answered on February 01, 2014
First, you will want to answer the complaint. Not answering means that the creditor will obtain a default judgment against you. In your answer,...
Archived
I sent a validation demand to a collector, they responded with an itemization fabricated by their office as being from orig cred
Edgar's answer
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Answered on January 31, 2014
This is the sort of issue that has to be worked out in civil court. You would object to the evidence relied upon in your answer. Then you would...
Archived
We received request for garnishment on an outstanding debt. Want to know how to proceed. Or if possible to still fight charges
Edgar's answer
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Answered on January 26, 2014
You have a couple of options.
1) Vacating the original judgment will be difficult under WA law as generally any attempt within a year of a...
Archived
What do I do about a collector who refuses to accept they are pursuing and holding accountable the wrong person for a debt?
Edgar's answer
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Answered on January 26, 2014
There are a couple of ways you can handle this.
1) As a previous attorney suggested, you would want to run a credit check to see if it is being...
Archived
Mortgage Servicer abuse? Are there really any attorneys out there with experience to deal with this?
Edgar's answer
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Answered on January 25, 2014
There are several attorneys in the greater Seattle metro that handle these types of cases. I handle these as well as Melissa Huelsman, David Leen,...