Can we get a reference for a attorney who knows the laws and cares enough to take our case or give accurate information?

It sounds like you have a possible violation of the discharge injunction (as to the pre bk amount) and possibly a FDCPA/FCRA violation if the...

Do I have grounds for a lawsuit against a lender for allocating overpayments to future payments rather than principal balance?

If you are describing a mortgage loan, then likely you have a claim. Be sure to get all of your evidence now (essentially your monthly statements)...

What to do with a Notice of Pre-Foreclosure Options letter?

Late fees can lead to foreclosure. Call up the servicer (and possibly any foreclosure trustee who prepared the NOPFOL) to get a reinstatement...

Lawsuit questions

If they won't work out an affordable settlement or repayment plan, you can look to request charity care (and yes, you can request even if you are...

Bankruptcy? I'm in Washington State and my home is to be sold at auction in a few weeks, i owe a second mortgage also.

A bankruptcy would resolve the second mortgage so you would not owe on it as well as delay the foreclosure. It would be worth speaking with a...

Can I be legally sued for a medical bill my 24 year old son incurred

Whether they can sue you depends. If you signed something, then yes, it is possible. Sometimes, if you drop someone off at a treatment facility,...

My mother was locked out of her home by Wells Fargo without being in foreclosure. We want to sue them for damages.

There is no typical fee, its really about litigation approach and strategy. This could resolve with a demand letter, or after the initial...

The statute of limitations in WA on a written contract is typically six years. It sounds like this is a junk debt buyer threatening you with legal...

If one is paying restitution and then gets married is the new spouse liable for garnishment of wages, property, etc.?

They can come after his wages and assets acquired post marriage. It would be advisable to have a family lawyer work very closely with isolating as...

We applied for loan modification to avoid foreclosure. Our loan is less than the market value of our home. Can we sell it?

You can sell your home most likely without a short sale. However, you usually want to assume a 10% liquidation cost (agent fee, closing costs,...