What is the statue of limitations on unpaid medical bills and are they able to garnish my check after 10 years?

Check your name on www.courts.wa.gov and see if they obtained a judgment against you. Many people are sewer served (where they claim you were...

When the SOL clock starts for the HELOC in WA? The date of the default or the date when the HELOC becomes unsecured?

If by unsecured you mean there was a foreclosure, then likely that date at the latest. As far as default date, it depends on if you received a...

When the Statute of Limitations begins? 1. Date of the last activity 2. Date when the account becomes delinquent.

There is a little more nuance to your question. Generally, most debt buyers don't get a communication log so they are basing everything off of...

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If whomever purchases at auction, my HE of $50k, can I be evicted from my home? What can I do to prevent eviction, keep my home?

Whether this is a judicial or non judicial foreclosure sale can impact WHEN an eviction can occur, but not IF. You will get evicted. Further, as...

Are there any low income bankruptcy programs?

Reach out to the northwest consumer law center, they handle pro bono representation if you qualify and they have room. If they are not able to...

What recourse does the HELOC lender have to come against me for a deficiency judgement if I sold the property as a normal sale?

If there was a mistake in the process, it does not mean you are off the hook. You could try for a statute of limitations defense, if you have not...

What are my options? What should I do? Can I counter sue the firm?

As the other attorney mentioned, you may need to have a CA foreclosure attorney look into. However, I would say look into whether or not the 2nd...

Does a a forged document serve as ratification of my student loan debt?

You might want to get a handwriting expert to analyze it. I know I have used that evidence in cases and won if the evidence shows it was...

What is the statute of limitations in Snohomish Co., WA you can be sued on debt, and when does the time start?

Additionally, creditors are often incorrect and use a charge off date or some other random date not tied to the actual default. The worst among...

So my question is what should I do and should I think about hiring an attorney although I can't really afford one?

You have several options. One, is if you do miss payments and they attempt to foreclose, you can look at the foreclosure mediation program under...