Archived
I sent back a ticket to mitigate, never got a response, and now I'm receiving a notice from a collections agency. What can I do?
Edgar's answer
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Answered on April 15, 2018
This may come down to the type of evidence you have.
If you sent the ticket back in certified mail, you may be able to have the ticket pulled...
Can I answer a debt summons with a request for a payment plan?
Edgar's answer
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Answered on April 15, 2018
It is allowed to list a Jane Doe as an unknown spouse. If you are not married it will have little effect. If you were married at the time the...
Archived
IIf I let my lender reposse my vehicle can I be sued for deficiency balance?
Edgar's answer
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Answered on April 13, 2018
Yes, they will likely sell at auction for a fraction of the blue book and then hit you for the difference. If you have sufficient debt, a...
Archived
How long can a collection agency hold on to criminal court fines mine were in 2002 ?
Edgar's answer
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Answered on April 13, 2018
A long time. See RCW 6.17.020(4).
There are a couple of steps that you want to take. 1) See if they considered your ability to pay and if...
Archived
What options does my daughter have after being at fault in an accident with no insurance?
Edgar's answer
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Answered on April 11, 2018
Bankruptcy can discharge the debt, provided there were no drugs, alcohol, or malicious intent involved (you can review 11 USC 523 for exemptions to...
Archived
How do I go about getting money back from a attempted real estate foreclosure case involving the HOA Manager committing perjury?
Edgar's answer
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Answered on April 05, 2018
This is an accounting issue. Get an accounting for the past two years. Pull your bank records for a similar period. If there are missing months,...
Archived
Can a lean be placed on real property for an unsecured credit card debt in WA State?
Edgar's answer
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Answered on April 03, 2018
It can be. However, if you are not liable or if the judgment was obtained in error or based on the fraud of an ex, you can vacate the judgment. ...
Archived
After moving out of apartment are you responsible to replace carpet?
Edgar's answer
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Answered on March 31, 2018
RCW 59.18 does not require you to pay for normal wear and tear. Also, the lifespan of a carpet ending mean it has a value of zero and combined...
Archived
Can I get my RV out of impound with no paperwork on me and was what happened legal?
Edgar's answer
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Answered on March 23, 2018
There was a recent case regarding this with impounding vehicles that you also live in. I believe Columbia Legal Services ( a pro bono) handled...
Statute of limitations in Washington on credit card debt ?
Edgar's answer
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Answered on March 18, 2018
6 years on a credit card. There was some arguments in 2009 and prior about whether it was the 3 year open account or 6 year written, case law...
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