Archived
When negotiating a cash for keys, shouldn’t the bank be talking to me instead of my former landlord? Separate check?
Edgar's answer
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Answered on May 15, 2018
First, if the foreclosure has happened, there is no landlord tenant relationship and the former landlord doesn't get to make an agreement on your...
Archived
Can I stop a garnishment for a student loan?
Edgar's answer
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Answered on May 15, 2018
If these are federal loan, you can try to rehab your loan and get on income based repayment. Its based on a percentage of income.
If these are...
Archived
How do I foreclose on a home that I am carrying a private contract on ,with a deed or trust ?
Edgar's answer
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Answered on May 11, 2018
In WA, you generally need to be licensed in order to lend on a private residence under the Consumer Loan Act. Be very careful before proceeding,...
Archived
How to stop wage garnishment?
Edgar's answer
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Answered on May 10, 2018
They are going to wage garnish you anyway and are just wanting to drain your bank accounts first. I would be careful giving personal financial...
Archived
Do I have to have my foreclosed house broom swept before I leave?
Edgar's answer
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Answered on May 03, 2018
There are some arguments that if you damage the place (rip out copper, etc) you could be liable. Leaving it messy (especially when they lack...
Archived
How long after I received a 2nd pay or vacate notice should I expect the sheriff's to show up to remove us ?
Edgar's answer
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Answered on May 03, 2018
Unfortunately, the landlord can do this. Some landlords will give you leeway, many will not. With any three day notice, if you pay the amount...
Archived
Is it a good idea to use my equity in my house to pay off my chapter 13?
Edgar's answer
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Answered on May 01, 2018
The decision comes down to the math.
-are you less than 100% plan or are you a 100% plan. You will likely have to pay 100% of the debts if you...
Archived
I have a lawyer and in a chapter 13. My second mortgage wants me do a settlement offer. Is my lawyer not suppose to help me
Edgar's answer
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Answered on April 29, 2018
Generally that is an extra service not in the ch 13. However, you should give your atty a call for a quote or to review what is possible. ...
Archived
Am I responsible for school loans I signed as a minor for a school that has been shut down?
Edgar's answer
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Answered on April 21, 2018
It's a bit more complicated. If private, the loans may be subject to a statute of limitations defense. If federal, you may have defenses or...
Archived
Am I required to sign a Judgement when making payments?
Edgar's answer
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Answered on April 16, 2018
Mahol & Johannes is the firm. They may or may not have disclosed to you their general procedure. General procedure if you settle is that a...