My husband has a payment arrangment with collection agency and now they are garnishing my wages because I don't have an agreemen

When you separated was it pursuant to a divorce decree? If your ex-husband agreed to hold you harmless or to take care of the debt, you may have a...

Creditors tend to threaten all kinds of things just to get you to pick up the phone and setup a payment plan. However the law says they must...

Defaulted on Credit Cards 2 years ago, Do I file Chapter 7 now or wait it out?

Your situation is not unique, many debtors face the choice of do nothing or file bankruptcy. Often times they are concerned with the stigma or...

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I need help to fight the collection agency.

The above answers are good. Another way to set yourself up for an attorney consultation, that may make your case a bit sweeter for the consumer...

In a chapter 13 bankruptcy is an above the median debtor allowed to continue making contributions to an approved 401k ?

The answer to your question has 2 parts: Does your bankruptcy jurisdiction have any requirements that the retirement payment be withheld prior to...

I have just recently been sued. My question is will I haft to pay the amount of 863.00 immediately or make payments?

When a creditor gets a judgment against you, they have 3 main methods they can use to collect the money you owe them: a) They file a certificate of...

I received a letter from unknown law firm stating i have a judgement against me from 6 years ago. What rights do i have?

ORCP 69F lays out what rights you have to set aside a default judgment. The procedure once this judgment has been entered, which it has been in...

Will the fixed payment plan from a judge drastically affect income?

For a creditor with a judgment signed by the court there are normally 4 ways to collect from you: 1) They create a voluntary repayment plan where...

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Can Chapter 13 bankruptcy prevent the filer from continuing to make timey payments on an Income Based Repayment plan?

The answer is maybe. The chapter 13 trustee for your bankruptcy district may have a position statement available on their website regarding how...

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After filing Chapter 7 bankruptcy I will file tax returns and any refund I get will go to people I owe can my lawyer keep refund

The trustee in your case has an interest in your tax refund as you were entitled to it as of the time of filing. The bankruptcy estate included all...