I am looking at converting from a chapter 13that was filed in April of 2012 to a chapter 7

There is not a mandatory waiting period for filing an amended plan when your circumstances change. You should file one as soon as possible because...

The quick answer to your question is no, the trustee will not take your money. In your fact pattern, you have only $1400 in equity in the vehicle...

Need help with some bankrupty questions?

The previous poster had good advice regarding provisions in contracts that claim to control what will or will not happen in a bankruptcy...

When does the time frame start for someone to file another 7 or convert to a 7?

The eight years must be from the date you filed your chapter 7 until the date you filed your current case. When you convert a case from 13 to 7...

How would the court determine my ability to pay chapter 13 plan if I have no disposable income left?

When a Debtor seeks to save a home via chapter 13, the court requires that Debtor to repay certain obligations of theirs in full prior to the...

This sounds like an accounting question, not necessarily a legal question. In accounting when an owner uses money from the corporation to make...

We filed chapter 13 bankruptcy asking to keep our house, discharge the 2nd line of credit on it as 1st mortgage + 1st line of cr

You are in a bit of an uncertain situation here. There are a few ways this situation can resolve itself. First, the court can determine that the...

Can an employee have an agreement on a garnishment and still be charged 25% on another garnishment next in line?

The short answer is yes. When an employer is asked to garnish your wages, they do so under a state regulatory framework that permits only a certain...

Can a person renegotiating mortgage under bankruptcy, chapter 13?

Modification of the terms of a mortgage loan on your principle residence is prohibited in chapter 13 bankruptcy. However, your mortgage note should...

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If I have a writ of garnishment@credit union I bank@, can I still go there&straight-up cash a check w/out it being garnished?

The simple answer to your question involves what a non-wage garnishment is. Unlike a wage garnishment which requires an employer to withhold wages...